Credit Cards For Fair Credit » Why Do People http://credit-cards-for-fair-credit.com Credit Cards For Fair Credit Fri, 25 May 2012 14:54:04 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Why do people use anything other than credit cards? http://credit-cards-for-fair-credit.com/5895/why-do-people-use-anything-other-than-credit-cards/ http://credit-cards-for-fair-credit.com/5895/why-do-people-use-anything-other-than-credit-cards/#comments Fri, 03 Sep 2010 16:06:26 +0000 Author

I only use credit cards anywhere they are allowed since my credit card gives me 3% cash back. It's a Chase Freedom card. I set it up to automatically take the payment out of my bank account every month so I don't have to worry about paying it. Using debt cards and cash where you could be using a credit card just seems like a waste to me. Are people just dumb or is there some other logic behind not always using reward credit cards?


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]]> http://credit-cards-for-fair-credit.com/5895/why-do-people-use-anything-other-than-credit-cards/feed/ 7 Should I take the no interest Balance Transfer deal and switch credit cards? ? http://credit-cards-for-fair-credit.com/4403/should-i-take-the-no-interest-balance-transfer-deal-and-switch-credit-cards/ http://credit-cards-for-fair-credit.com/4403/should-i-take-the-no-interest-balance-transfer-deal-and-switch-credit-cards/#comments Wed, 04 Aug 2010 18:31:51 +0000 Author

My current rate is 19% on about 10,000 in debt. I received a letter from capitalone for a no interest card until nov 2009 on balance transfers. Is it a good idea to do the transfer? Seems like it is.


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]]> http://credit-cards-for-fair-credit.com/4403/should-i-take-the-no-interest-balance-transfer-deal-and-switch-credit-cards/feed/ 5 why do people use discover card or american express if Visa and Mastercard are accepted more? http://credit-cards-for-fair-credit.com/3547/why-do-people-use-discover-card-or-american-express-if-visa-and-mastercard-are-accepted-more/ http://credit-cards-for-fair-credit.com/3547/why-do-people-use-discover-card-or-american-express-if-visa-and-mastercard-are-accepted-more/#comments Mon, 19 Jul 2010 02:25:39 +0000 Author

Why would anyone use these cards? (unless, I suppose, they already have a visa or master card)


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]]> http://credit-cards-for-fair-credit.com/3547/why-do-people-use-discover-card-or-american-express-if-visa-and-mastercard-are-accepted-more/feed/ 6 Why do people with such bad credit never get a fair break? http://credit-cards-for-fair-credit.com/3427/why-do-people-with-such-bad-credit-never-get-a-fair-break/ http://credit-cards-for-fair-credit.com/3427/why-do-people-with-such-bad-credit-never-get-a-fair-break/#comments Fri, 16 Jul 2010 21:37:04 +0000 Author

Creditors keep punishing you for mistakes you made when you were a young adult. I can't even get a department store account.


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]]> http://credit-cards-for-fair-credit.com/3427/why-do-people-with-such-bad-credit-never-get-a-fair-break/feed/ 13 Why do people get mad when I ask for an ID for their debit cards? http://credit-cards-for-fair-credit.com/2997/why-do-people-get-mad-when-i-ask-for-an-id-for-their-debit-cards/ http://credit-cards-for-fair-credit.com/2997/why-do-people-get-mad-when-i-ask-for-an-id-for-their-debit-cards/#comments Thu, 08 Jul 2010 06:30:31 +0000 Author

I work at a fast food restaurant, and we accept debit and credit cards. Whenever I ask for ID and someone is paying with a debit card, they get mad and say "Well,it's a debit card,why do I need ID?" I guess it's because they think they need to type in their pin,but that's not always the case. Every card swipes as credit on our machine,even if it's a debit. It's because you have to enter that it's debit manually, and we never do that. Therefore, there's no need to put in the pin. So, if that same person's card got stolen, and we didn't ask for ID, a thief could use their debit card. But the customers still get mad. But it's for their own protection and to prevent identity theft.


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]]> http://credit-cards-for-fair-credit.com/2997/why-do-people-get-mad-when-i-ask-for-an-id-for-their-debit-cards/feed/ 20 Why do people use credit cards if they have the money in the bank and can use their debit card? http://credit-cards-for-fair-credit.com/2553/why-do-people-use-credit-cards-if-they-have-the-money-in-the-bank-and-can-use-their-debit-card/ http://credit-cards-for-fair-credit.com/2553/why-do-people-use-credit-cards-if-they-have-the-money-in-the-bank-and-can-use-their-debit-card/#comments Wed, 30 Jun 2010 01:43:51 +0000 Author

Why do people use credit cards(in particularly wealthy people)if you have the money in the bank and your Visa or Mastercard debit card issued by your bank can be used anywhere?I understand that some credit cards come with extra little perks and benefits.But are they really worth it,To pay interest rates to purchase something on credit when you have the money to pay for it.


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]]> http://credit-cards-for-fair-credit.com/2553/why-do-people-use-credit-cards-if-they-have-the-money-in-the-bank-and-can-use-their-debit-card/feed/ 5 Why Do People Make Fun Of Discover Card? http://credit-cards-for-fair-credit.com/2487/why-do-people-make-fun-of-discover-card/ http://credit-cards-for-fair-credit.com/2487/why-do-people-make-fun-of-discover-card/#comments Mon, 28 Jun 2010 14:24:27 +0000 Author

I have heard jokes about Discover credit card and I heard two in one day (today), why do people make fun of that credit card, isn't it just like all other credit cards.


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]]> http://credit-cards-for-fair-credit.com/2487/why-do-people-make-fun-of-discover-card/feed/ 3 Why do people prefer to use credit cards instead of debit cards ? http://credit-cards-for-fair-credit.com/1711/why-do-people-prefer-to-use-credit-cards-instead-of-debit-cards/ http://credit-cards-for-fair-credit.com/1711/why-do-people-prefer-to-use-credit-cards-instead-of-debit-cards/#comments Tue, 08 Jun 2010 20:55:43 +0000 Author

As far as I know, credit cards involve paying interest rates to the bank wich costs additional money on top of the purchases price. On the other hand debit cards are free when used in offline and online purchases, so does anybody know why people prefer to use credit cards instead of debit cards ?


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