Are credit cards having a positive or negative effect when it comes to personal debt and finances?

Posts Tagged ‘Statistics’

Are credit cards having a positive or negative effect when it comes to personal debt and finances?

By Author on Friday, March 11th, 2011 | 2 Comments

I am working on a paper for my college class and would like to get some feedback about the use of credit cards by American consumers. My assignment is to argue that Americans should not use credit cards. I have found several sites full of statistics but I would like to expand my sources of [...]

My credit score jumped up 25 points in one month. What could have caused that?

By Author on Monday, July 26th, 2010 | 2 Comments

I went bankrupt about 4 years ago, and ever since then i’ve power-applied until I had a few decent credit cards that surprisingly offered me credit at the time,and I obvoiusly took a huge ding for inquiries. However, ever since then my score has been everywhere from 549 to the lower 600. Today it stands [...]

Can I send written notice directly to credit companies to stop calling or does it have to be to the collection?

By Author on Monday, July 12th, 2010 | 2 Comments

Do I have to wait for letters from collection agencies or can I send notice directly to the credit card companies under the fair debt collection practices act to have them stop calling and harassing? Related Credit Card Sites Consumer Rights and The Fair Debt Collection Practices Act | Debt Collection Harassment Lawyers and the [...]

Credit Cards For Fair Credit

Posts Tagged ‘Statistics’