How is this fair about credit reporting?

Posts Tagged ‘seven years’

How is this fair about credit reporting?

By Author on Tuesday, November 23rd, 2010 | 8 Comments

Okay, no one ever said life was fair. But, I fail to understand the reasoning as to why a bad account stays on your credit file for (at least) seven years from the "date of last activity". For example, say you had an account that fell into collections in 2000; you would think it would [...]

How do I raise my credit score?

By Author on Friday, September 17th, 2010 | 6 Comments

I paid off 20 of 25 of my past due credit card depts in hopes of it raising my score but even with that I was told it will still take seven years for it to clean up, that hardly seems fair! Related Credit Card Sites 6 Steps To Raise Your Quality Score | The [...]

what is the fair crediting reporting act FCRA on background reports when employing for a job and.. more?

By Author on Tuesday, August 3rd, 2010 | 2 Comments

are these REPORTS PERMANENT or do they go away after seven years? has anyone cleared up inaccurate reports before? what are you experiences?? do you know of any websites aisde from ftc.gov/credit that could give me more information on this? Related Credit Card Sites Seven Years as a Freelance Writer, or, How To Make Vitamin [...]

Experian Credit Report?

By Author on Saturday, July 31st, 2010 | 6 Comments

ok i just turned 18 yrs old and i had a debt about a cell phone that i owned but once i turned 18 i paid it off.. but why does it say it’ll remain under my creit for seven years,,, experian says: Credit reporting agencies like Experian are governed by the federal Fair Credit [...]

Will she ever take me back?

By Author on Saturday, June 5th, 2010 | 1 Comment

We’ve been together around seven years (off and on). We started out very passionate, very heavy. Over time we grew apart only because we partied constantly. I didn’t mind the party but i also didn’t want to party all the time. I’m more of a quite home body. She loves the social scene, and everyone [...]

Credit Cards For Fair Credit

Posts Tagged ‘seven years’