Credit Cards For Fair Credit » Secured Credit Card http://credit-cards-for-fair-credit.com Credit Cards For Fair Credit Fri, 25 May 2012 14:54:04 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 When repairing your credit which type of credit card is better? http://credit-cards-for-fair-credit.com/10233/when-repairing-your-credit-which-type-of-credit-card-is-better/ http://credit-cards-for-fair-credit.com/10233/when-repairing-your-credit-which-type-of-credit-card-is-better/#comments Wed, 07 Sep 2011 04:51:07 +0000 Author A secured credit card or a unsecured credit card? From my experience, I got an unsecured card which started out with a 0 credit limit and also had a fee for obtaining the card. Within a year the credit limit went up to 0 then I cancelled it when better offers came in % wise. That was a good start for me. But my bro-in-law is asking about secured credit cards? Which is better and will they both help rebuild your credit in the same way?


Related Credit Card Sites

    ]]>     http://credit-cards-for-fair-credit.com/10233/when-repairing-your-credit-which-type-of-credit-card-is-better/feed/ 4     What is the difference between a secured and unsecured credit card? http://credit-cards-for-fair-credit.com/10135/what-is-the-difference-between-a-secured-and-unsecured-credit-card-2/ http://credit-cards-for-fair-credit.com/10135/what-is-the-difference-between-a-secured-and-unsecured-credit-card-2/#comments Thu, 01 Sep 2011 02:25:48 +0000 Author I want to go on a trip and rent a car and get a hotel room. I have a credit card but it is over it's limit and I applied for a credit card and got rejected. I don't know what a secured credit card is. Can a secured credit card be used the same as a normal one. Do you put money on it like a debit card? Any help will be helpful. Thank you.


    Related Credit Card Sites

      ]]>       http://credit-cards-for-fair-credit.com/10135/what-is-the-difference-between-a-secured-and-unsecured-credit-card-2/feed/ 5       Having an excellent credit co-signer, how much does it help? Is it possible to have multiple co-signers? http://credit-cards-for-fair-credit.com/10055/having-an-excellent-credit-co-signer-how-much-does-it-help-is-it-possible-to-have-multiple-co-signers/ http://credit-cards-for-fair-credit.com/10055/having-an-excellent-credit-co-signer-how-much-does-it-help-is-it-possible-to-have-multiple-co-signers/#comments Sat, 27 Aug 2011 03:53:18 +0000 Author I don't want to open a secured credit card since they charge annual fees and I heard cancelling a card decreases your credit score. I have family members with excellent credit, using one/them as a co-signer would help me how much in trying to get a credit card? Would I be eligible for fair, good, and excellent credit score cards? Please explain, thanks.


      Related Credit Card Sites

        ]]>         http://credit-cards-for-fair-credit.com/10055/having-an-excellent-credit-co-signer-how-much-does-it-help-is-it-possible-to-have-multiple-co-signers/feed/ 1         What is the difference between a secured credit card and a credit card? http://credit-cards-for-fair-credit.com/9363/what-is-the-difference-between-a-secured-credit-card-and-a-credit-card/ http://credit-cards-for-fair-credit.com/9363/what-is-the-difference-between-a-secured-credit-card-and-a-credit-card/#comments Fri, 01 Jul 2011 16:48:58 +0000 Author What is the difference between a secured credit card and a credit card?
        Is it just the fact that I have to send a check when I want a secured CC?

        Thank you


        Related Credit Card Sites

          ]]>           http://credit-cards-for-fair-credit.com/9363/what-is-the-difference-between-a-secured-credit-card-and-a-credit-card/feed/ 3           Which secured credit cards have you had a good experioence with? http://credit-cards-for-fair-credit.com/8957/which-secured-credit-cards-have-you-had-a-good-experioence-with/ http://credit-cards-for-fair-credit.com/8957/which-secured-credit-cards-have-you-had-a-good-experioence-with/#comments Sun, 05 Jun 2011 07:15:26 +0000 Author I want to get a secured credit card but everytime I find one I like I hear lots of bad stuff about it. So are there ANY secured cards that have been a pleasant experience for you?


          Related Credit Card Sites

            ]]>             http://credit-cards-for-fair-credit.com/8957/which-secured-credit-cards-have-you-had-a-good-experioence-with/feed/ 2             How to successfully use a secured credit card? http://credit-cards-for-fair-credit.com/8392/how-to-successfully-use-a-secured-credit-card/ http://credit-cards-for-fair-credit.com/8392/how-to-successfully-use-a-secured-credit-card/#comments Thu, 07 Apr 2011 14:27:25 +0000 Author I'm a college student and I recently purchased a secured credit card. For the past 5 months of having this card, I've paid off the balance almost immediately after it showed up on my credit statement (I use online banking). But I want to know if this is the most effective way to build credit, or should i leave a balance and just pay my minimum? Which is more effective at building a higher credit score. Please help, any input is welcome, positive or negative.


            Related Credit Card Sites

              ]]>               http://credit-cards-for-fair-credit.com/8392/how-to-successfully-use-a-secured-credit-card/feed/ 3               How do I get a secured credit card while living on SSI disability? http://credit-cards-for-fair-credit.com/8304/how-do-i-get-a-secured-credit-card-while-living-on-ssi-disability/ http://credit-cards-for-fair-credit.com/8304/how-do-i-get-a-secured-credit-card-while-living-on-ssi-disability/#comments Thu, 24 Mar 2011 09:37:43 +0000 Author I've been thinking about getting a secured credit card because I know it's already a must-have for emergencies or when short on cash. So I get SSI disability checks for almost twenty years, and wondered if it's possible for me to get a secured credit card. I need to do that in order to establish my credit and use it to pay whatever outstanding debts that may be owed to other people. How do I obtain a secured credit card while on SSI?


              Related Credit Card Sites

                ]]>                 http://credit-cards-for-fair-credit.com/8304/how-do-i-get-a-secured-credit-card-while-living-on-ssi-disability/feed/ 4                 What is the difference between a credit card and personal line of credit? http://credit-cards-for-fair-credit.com/8258/what-is-the-difference-between-a-credit-card-and-personal-line-of-credit/ http://credit-cards-for-fair-credit.com/8258/what-is-the-difference-between-a-credit-card-and-personal-line-of-credit/#comments Thu, 17 Mar 2011 09:36:28 +0000 Author I have just applied for a Wells Fargo Credit Card--I also have a checking account with them as well. Anyways, i was approved for a secured credit card of 800 dollars and denied a personal line of credit? I have to send them 300 dollars for collateral to get my card. Can someone explain this to me more thoroughly. Thank you.


                Related Credit Card Sites

                  ]]>                   http://credit-cards-for-fair-credit.com/8258/what-is-the-difference-between-a-credit-card-and-personal-line-of-credit/feed/ 4                   How much should i charge on my secured credit card to get the best credit rating? http://credit-cards-for-fair-credit.com/8242/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/ http://credit-cards-for-fair-credit.com/8242/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/#comments Tue, 15 Mar 2011 07:14:13 +0000 Author How much should i charge on my secured credit card to get the best credit rating?

                  I can charge up to 0 on my secured credit card and want to know how much should I charge on my secured credit card to get the best credit rating. I need to build credit because I got none.
                  I'll be paying it off every month.

                  I'm wondering how much I should charge on my secured credit card every month out of my 0 maximum.


                  Related Credit Card Sites

                    ]]>                     http://credit-cards-for-fair-credit.com/8242/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/feed/ 5                     Is a credit card a good idea to build credit after bankruptcy? http://credit-cards-for-fair-credit.com/7660/is-a-credit-card-a-good-idea-to-build-credit-after-bankruptcy/ http://credit-cards-for-fair-credit.com/7660/is-a-credit-card-a-good-idea-to-build-credit-after-bankruptcy/#comments Fri, 17 Dec 2010 04:48:11 +0000 Author I have an unsecured 0 limit card that I got to re-establish my credit after my discharge. Problem is these cards are full of fees and monthly dues but they do report to all 3 bureaus which is good. Am I going to be on the same situation no matter who gives me a credit card as far as fees and high interests? I wonder if a secured credit card would help me better? Any suggestions?


                    Related Credit Card Sites

                    ]]>                     http://credit-cards-for-fair-credit.com/7660/is-a-credit-card-a-good-idea-to-build-credit-after-bankruptcy/feed/ 8