Jul 31
Hi
I am a student and I am starting to build my own credit line. I know that I couldn't get a unsecured credit card. I had applied for bank of America secured card. I was denied for having too many credit inquiry in my file. I did ask Verizon to break my phone away from family account before that, but when Verizon asked for 0 dollar for security, I decided to get a secured credit card instead and back down. Before BoA returned my denied letter, I got credit card offer from Capital One and I applied for it since I am applying for one.
Now, Capital One denied me online after two letter, last one saying that they reviewed my credit score and approved Capital one platinum MasterCard. I went in their site and used their approval code and all that.
Now that I have too many credit inquiry on my file, I am afraid to try out for more. After doing a little research online , I found out that some of the instant approval secured credit companies such as millennium one and applied banks are ripped off. I decided to try my luck with Citibank and Orchard bank secured card.
My question is , I need to know which bank would be more flexible to my credit inquiry status, and which of the two has better reputation?
I promised to reward 10 point for best answer.
Thanks you all in advance.
Related Credit Card Sites
written by Author
\\ tags: approval code, Bank Cards, bank of america, bank of america secured card, Banks, Blog Archive, Boa, capital one, citibank, Citibank Card, credit card offer, credit inquiry, Credit Score, inquiry status, instant approval, millennium, Nationalism, orchard bank secured card, platinum mastercard, Raquo, Reputation, Secured Cards, Secured Credit Card, unsecured credit card, verizon
Jul 31
What was your score after you filed and what was your score six month, a year, or two years after you filed. I hear that my score can bounce back as long as I do things that show I am responsible, such as pay on a secured credit card, and other things that show that I am a responsible credit holder. What has your experience been with this?
Related Credit Card Sites
written by Author
\\ tags: bankruptcy, Business Card, Business Credit Card, Cards Credit, Cards For Bad Credit, Credit Card For Poor Credit, Credit Cards For Bad Credit, Credit Score, Prepaid Cards, score, Secured Card, Secured Cards, Secured Credit Card, small business credit
Jul 27
I already have an Orchard Bank card. But they only gave me a 0 limit. I want to apply for another card, but I'm not sure who will approve. I don't want my FICO score to be lowered by so many inquirys. So I want to apply to a company that I know will approve with a 651.
Related Credit Card Sites
written by Author
\\ tags: Bank Cards, Bank Credit Card, Bank Secured Credit Card, Cards Credit, Cards For Bad Credit, Credit Card, Credit Card Account, Credit Cards For Bad Credit, Credit Score, Daily News, Fico Score, News Wire, orchard bank, orchard bank credit card, Orchard Bank Secured Credit Card, Secured Card, Secured Cards, Secured Credit Card
Jul 19
I want to go on a trip and rent a car and get a hotel room. I have a credit card but it is over it's limit and I applied for a credit card and got rejected. I don't know what a secured credit card is. Can a secured credit card be used the same as a normal one. Do you put money on it like a debit card? Any help will be helpful. Thank you.
Related Credit Card Sites
written by Author
\\ tags: Abidjan, Celebrity, Citibank Card, Citibank Cards, Citibank Secured Credit Cards, debit card, Debunking, Destin, Erin Andrews, hotel room, Money, Myths, Rent A Car, Rent Car, Secured Card, Secured Cards, Secured Credit Card, Secured Credit Cards, Sexy Gallery, unsecured credit card
Jul 18
I've had a secure credit card for over a year now and I'd like to apply for a normal one now. I'm building my credit and would like one without an annual fee and with good benefits like air miles etc. What should I apply for? Thanks!!!
Related Credit Card Sites
written by Author
\\ tags: Abidjan, Air Flight, Air Miles, Build Credit, Citibank Card, Citibank Cards, Citibank Secured Credit Cards, Debunking, Destin, Flight Deals, Myths, Secure Card, secure credit card, Secured Card, Secured Cards, Secured Credit Card, Secured Credit Cards
