What can one do to improve credit rating after having low credit score?

Posts Tagged ‘secure credit card’

What can one do to improve credit rating after having low credit score?

By Author on Thursday, August 25th, 2011 | 3 Comments

Its very difficult obtaining a good fair credit card with high amounts on them. I currently only have a 300 limit. Will a secure credit card help to increase the credit score? Any advice. I’m also not sure if I should pay off the credit cards that expire within the next couple of years from [...]

Closing a credit card account that is inactive? How much will it affect my credit report?

By Author on Tuesday, November 30th, 2010 | 5 Comments

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a 0 limit. I have two other credit cards that I use a [...]

What is the best credit card to apply for when trying to build a good credit?

By Author on Sunday, July 18th, 2010 | 1 Comment

I’ve had a secure credit card for over a year now and I’d like to apply for a normal one now. I’m building my credit and would like one without an annual fee and with good benefits like air miles etc. What should I apply for? Thanks!!! Related Credit Card Sites Obtain Air Flight Deals [...]

Which is better, a secured credit card or an unsecured card with excessive fees?

By Author on Wednesday, June 16th, 2010 | 3 Comments

I am trying to repair credit. I have enough money to establish a secure credit card without impacting my budget too much. I can also qualify (barely) for an unsecured card with excessive fees (billed to my available credit upon issue). So, I guess my question is…is there any difference in credit reporting between the [...]