Credit Cards For Fair Credit » score http://credit-cards-for-fair-credit.com Credit Cards For Fair Credit Fri, 25 May 2012 14:54:04 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO? http://credit-cards-for-fair-credit.com/10347/is-requesting-an-increase-in-a-credit-card-limit-treated-the-same-as-an-application-for-new-credit-for-fico-2/ http://credit-cards-for-fair-credit.com/10347/is-requesting-an-increase-in-a-credit-card-limit-treated-the-same-as-an-application-for-new-credit-for-fico-2/#comments Wed, 14 Sep 2011 04:49:11 +0000 Author I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score - but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?


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    ]]>     http://credit-cards-for-fair-credit.com/10347/is-requesting-an-increase-in-a-credit-card-limit-treated-the-same-as-an-application-for-new-credit-for-fico-2/feed/ 6     Does anyone know of a lender that Refinances a home listed 5 months ago with a person w/ fair to poor credit? http://credit-cards-for-fair-credit.com/10185/does-anyone-know-of-a-lender-that-refinances-a-home-listed-5-months-ago-with-a-person-w-fair-to-poor-credit-2/ http://credit-cards-for-fair-credit.com/10185/does-anyone-know-of-a-lender-that-refinances-a-home-listed-5-months-ago-with-a-person-w-fair-to-poor-credit-2/#comments Sun, 04 Sep 2011 02:25:33 +0000 Author I'm looking to refinance my home because I have an adjustable rate and it has gone up twice raising my payment almost 0. I would have refinanced sooner but I listed my home 5 months ago and no one would refinance it. I need help very soon or I will be headed towards forclosure!!!!!!
    I took my house off the market 5 months ago. I was working with a lender who said they could help. she told me not to pay my house payment for september because I would need it for closing and then I called her everyday she wouldn't get back to me and I got a 30 late on my credit which dropped my score almost two points! I ended up paying my house payment late then I finally got a hold of the lender and she told me there was nothing she could do until my house was off the market for 6 months (which will be the begining of feb)


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      ]]>       http://credit-cards-for-fair-credit.com/10185/does-anyone-know-of-a-lender-that-refinances-a-home-listed-5-months-ago-with-a-person-w-fair-to-poor-credit-2/feed/ 6       When is my credit going to go up after paying off credit cards? http://credit-cards-for-fair-credit.com/10133/when-is-my-credit-going-to-go-up-after-paying-off-credit-cards/ http://credit-cards-for-fair-credit.com/10133/when-is-my-credit-going-to-go-up-after-paying-off-credit-cards/#comments Wed, 31 Aug 2011 16:58:44 +0000 Author is there a sequence time when your credit report changes? I pay off 3 credit cards a month ago and still has not change my score.
      The three credit cards still open.


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        ]]>         http://credit-cards-for-fair-credit.com/10133/when-is-my-credit-going-to-go-up-after-paying-off-credit-cards/feed/ 3         Fair credit act rules? http://credit-cards-for-fair-credit.com/9697/fair-credit-act-rules/ http://credit-cards-for-fair-credit.com/9697/fair-credit-act-rules/#comments Thu, 21 Jul 2011 20:42:27 +0000 Author I have checked my credit and discovered that a car dealership has run my credit. It is a hard inquiry, reflecting on my score. I have never applied for credit at this company, or even inquired. What I have done was make a car payment to this company for an ex over the phone with my credit card two years ago. I believe that this company is looking to reposses the vehicle, and is checking my info in order to attempt to track the ex down. This is incredibly wrong to me, but is it legal?


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          ]]>           http://credit-cards-for-fair-credit.com/9697/fair-credit-act-rules/feed/ 2           When is credit scoring fair; Good and Very good on the scale of 0-1000? http://credit-cards-for-fair-credit.com/9651/when-is-credit-scoring-fair-good-and-very-good-on-the-scale-of-0-1000-2/ http://credit-cards-for-fair-credit.com/9651/when-is-credit-scoring-fair-good-and-very-good-on-the-scale-of-0-1000-2/#comments Tue, 19 Jul 2011 04:51:23 +0000 Author Credit scoring is given on a score 0-1000 and I need the corresponding bands for the asked attributes.


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            ]]>             http://credit-cards-for-fair-credit.com/9651/when-is-credit-scoring-fair-good-and-very-good-on-the-scale-of-0-1000-2/feed/ 3             I need a loan but i fair credit where can i get $5000.00? http://credit-cards-for-fair-credit.com/9635/i-need-a-loan-but-i-fair-credit-where-can-i-get-5000-00-2/ http://credit-cards-for-fair-credit.com/9635/i-need-a-loan-but-i-fair-credit-where-can-i-get-5000-00-2/#comments Mon, 18 Jul 2011 07:14:58 +0000 Author I need 00 fast and i have a mid 500 fico score, where can I get a loan for this score? Private loan? im interested in any offer, FAST
            HOW DO I REACH ALLEN S?


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              ]]>               http://credit-cards-for-fair-credit.com/9635/i-need-a-loan-but-i-fair-credit-where-can-i-get-5000-00-2/feed/ 3               fair credit personal loan? http://credit-cards-for-fair-credit.com/9517/fair-credit-personal-loan-2/ http://credit-cards-for-fair-credit.com/9517/fair-credit-personal-loan-2/#comments Sun, 10 Jul 2011 19:14:39 +0000 Author I LOOKING FOR A 10,000$ PERSONAL LOAN I HAVE FAIR CREDIT WITH A SCORE 650 WHICH WOULD BE THE BEST COMPANY TO GO WITH CAPITOL ONE???????

              THANK YOU


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                ]]>                 http://credit-cards-for-fair-credit.com/9517/fair-credit-personal-loan-2/feed/ 5                 How will opening and closing a credit card affect my score? http://credit-cards-for-fair-credit.com/9421/how-will-opening-and-closing-a-credit-card-affect-my-score/ http://credit-cards-for-fair-credit.com/9421/how-will-opening-and-closing-a-credit-card-affect-my-score/#comments Tue, 05 Jul 2011 14:26:06 +0000 Author My wife and I opened a credit card at Toys r Us to get an additional 15% off our order. Once it comes in, we plan on paying the entire bill and then calling to cancel the credit card. How will this affect our score versus leaving the card open and not using it?


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                  ]]>                   http://credit-cards-for-fair-credit.com/9421/how-will-opening-and-closing-a-credit-card-affect-my-score/feed/ 4                   Refi Help Fair Credit 80/20 Loan – Home Has Appreciated? http://credit-cards-for-fair-credit.com/9365/refi-help-fair-credit-8020-loan-home-has-appreciated-2/ http://credit-cards-for-fair-credit.com/9365/refi-help-fair-credit-8020-loan-home-has-appreciated-2/#comments Fri, 01 Jul 2011 19:14:27 +0000 Author I bought a condo in 2004 for 8,000. It is now appraised between 0 - 0,000. I have fair credit, my score will be around 600 when I refi in January. I have an 80/20 loan and paying about 6.75 for the 1st and 9.99% for the 2nd. I want to lower my payments is that possible? I pay about 00 a mo now with prop taxes and mortgage. Prepay penalty will end after 2 yr loan in January. I make about 0,000 a year...cash on hand is low right now though.
                  Oh, I do not want to cash out, I just want to get the same loan amount I already have.


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                    ]]>                     http://credit-cards-for-fair-credit.com/9365/refi-help-fair-credit-8020-loan-home-has-appreciated-2/feed/ 5                     What is a credit card company that will give you a second chance after chargeoffs? http://credit-cards-for-fair-credit.com/9151/what-is-a-credit-card-company-that-will-give-you-a-second-chance-after-chargeoffs/ http://credit-cards-for-fair-credit.com/9151/what-is-a-credit-card-company-that-will-give-you-a-second-chance-after-chargeoffs/#comments Sat, 18 Jun 2011 14:25:32 +0000 Author I would like to slowly restor my credit but I need to get another credit card and be responsible with it to get my score up. What company does this?


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