Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

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Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

By Author on Wednesday, September 14th, 2011 | 6 Comments

I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application? Related Credit Card Sites

Does anyone know of a lender that Refinances a home listed 5 months ago with a person w/ fair to poor credit?

By Author on Sunday, September 4th, 2011 | 6 Comments

I’m looking to refinance my home because I have an adjustable rate and it has gone up twice raising my payment almost 0. I would have refinanced sooner but I listed my home 5 months ago and no one would refinance it. I need help very soon or I will be headed towards forclosure!!!!!! I [...]

When is my credit going to go up after paying off credit cards?

By Author on Wednesday, August 31st, 2011 | 3 Comments

is there a sequence time when your credit report changes? I pay off 3 credit cards a month ago and still has not change my score. The three credit cards still open. Related Credit Card Sites

Fair credit act rules?

By Author on Thursday, July 21st, 2011 | 2 Comments

I have checked my credit and discovered that a car dealership has run my credit. It is a hard inquiry, reflecting on my score. I have never applied for credit at this company, or even inquired. What I have done was make a car payment to this company for an ex over the phone with [...]

When is credit scoring fair; Good and Very good on the scale of 0-1000?

By Author on Tuesday, July 19th, 2011 | 3 Comments

Credit scoring is given on a score 0-1000 and I need the corresponding bands for the asked attributes. Related Credit Card Sites

Credit Cards For Fair Credit

Posts Tagged ‘score’