Sep 09
I would like to change one of my current credit card to a better rewards card offered by the same company. Is it possible to do this without additional credit checks? I don't want to lose my 2 year history on the card by changing the type of card and I don't want too many inquiries on my credit to lower my score.
I have 2 cards that I inquired about. One let me do it and the other wanted me to go through a new application. Thanks!
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Sep 08
I have paid today 7000$ of credit card debt my Fico is 538 how long will it take for my score to go up?
I want to ask for a mortgage but they told that you don't get approved unless you have a score over 560
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Sep 08
What is the chance that i will get financed? I have a credit history of about 4 years. What are some things I can do to get my score up and increase my chances of being financed? Im looking to purchase a used or new motorcycle sometime in march 09 -may 09. Whats the best time (month, season, etc) to purchase used motorcycles? Im trying to avoid asking my parents for a co-signer? Oh and is it best to by used or new? I had a dirt bike when i was younger but it didn't change gears so do you think its possible for me to get away with riding a 500cc or just stick to a 250cc. I am trying to buy a Ninja 250r 08 or 09.
Thanks for your help
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Sep 07
What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, please help me out with this one. I am going to have a credit check done on me for a job, and my credit if considered "fair" because I don't have a long credit history, but I need a little info.
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Sep 05
I'm looking to refinance my home because I have an adjustable rate and it has gone up twice raising my payment almost 0. I would have refinanced sooner but I listed my home 5 months ago and no one would refinance it. I need help very soon or I will be headed towards forclosure!!!!!!
I took my house off the market 5 months ago. I was working with a lender who said they could help. she told me not to pay my house payment for september because I would need it for closing and then I called her everyday she wouldn't get back to me and I got a 30 late on my credit which dropped my score almost two points! I ended up paying my house payment late then I finally got a hold of the lender and she told me there was nothing she could do until my house was off the market for 6 months (which will be the begining of feb)
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