Posts Tagged ‘Score Range’


how long will it take to improve my FICO score?

I have paid today 7000$ of credit card debt my Fico is 538 how long will it take for my score to go up? I want to ask for a mortgage but they told that you don’t get approved unless you have a score over 560 Related Credit Card Sites Just Arsenal News | This [...]

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Why does Sallie Mae require a cosigner for private student loan consolidation even with good credit?

It absolutely makes no sense. Even with superior credit you are still paying through the roof! "If you have a superior credit history and a cosigner on your Private Consolidation Loan (or a cosigner with a superior credit history), your interest rate could be as low as Prime – 0.50% (6.75% APR) with no origination [...]

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I want to reduce the credit limit that my credit card issuer has given me. Will this hurt my FICO score?

A couple of my credit card issuers have given me WAY TOO MUCH CREDIT. One of them has given me k in credit and really I don’t need more than K. Someone told me that my FICO score might be affected if I do this. Related Credit Card Sites » Credit card companies–some still gouging [...]

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Is it true when you or someone checks your credit score it gets lowered?

My brother in law told me that each time you check your CREDIT SCORE, (not your credit report.) that it gets lowered slightly for some reason. So that’s why you aren’t suppose to just go to a car dealership and have them check your credit score. because it lowers it slightly when they check it. [...]

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his credit score is fair… mine is poor…loans?

my fiance has a fair credit score and mine is unmentionable. when applying for our first home loan, would it be better for him to apply by himself or file together with a joint income? Related Credit Card Sites Home Loans For First Time Buyers: Do They Exist? « Home Mortgage Refinance | Refinance Home [...]

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