Posts Tagged ‘Score Improvement’


Will buying a used car on credit help my FICO score?

I need a new car and have always figured paying cash was best. I have limited credit history that I messed up in college, so my score is 520-550. I was looking at a few used cars but figure a newer used car would be more reliable and need less maintenance. What effect will paying [...]

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How Do You Raise Your FICO Score?

I have a middle FICO score of 649, I need it to be at least 660. How can I make that happen FAST. I heard that opening up a credit can help, but that is what got me into trouble in the past and I am not willing to take that chance again. Related Credit [...]

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What mortgage lenders do they base your FICO score on?

Equifax, TransUnion or Experian or a combination of all? I was told I have a low FICO score but after paying .95, TransUnion said it was 780. Related Credit Card Sites How to Contact Experian by Phone, Mail, or Email – Experian.com Experian Health Dual Combo Tens Unit and Muscle Stimulator System with Carrying Case, [...]

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What's the importance of knowing your credit score when the creditors run your credit anyway?

When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know [...]

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What matters more the credit score or the contents of your credit report?

If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else? Related Credit Card Sites All About Your [...]

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