If my credit rating is “Fair,” will I be able to rent?

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If my credit rating is “Fair,” will I be able to rent?

By Author on Monday, September 12th, 2011 | 2 Comments

I am looking at renting a room in an apartment (just a very average place…nothing fancy or luxurious)…the landlord runs a background check (presumably to see if you are ok with your money situation). Well, I just checked my credit rating, and it’s "Fair." Does this mean most landlords won’t rent to me? Any ideas? [...]

Fair Credit Reporting by debtor once debt is paid off?

By Author on Monday, August 22nd, 2011 | 3 Comments

I have come to an agreement of a settlement with a company I owe money to, not for full amount. They want to say on my credit report once I pay them the settled amout: "Paid in full, but did not pay full amount". Is this legal? This is like they get paid AND they [...]

Fair Credit Reporting Act!?

By Author on Tuesday, April 26th, 2011 | 2 Comments

Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum for each and I paid them by my father’s Credit Card. They said you’ll receive [...]

Does a criminal background check fall under the Fair Credit Check Law?

By Author on Saturday, April 23rd, 2011 | 6 Comments

The criminal background checks I have had were FBI fingerprints or DSHS. An employer is telling me I need to sign the "Backgound Credit Check Form". I didn’t, cuz criminal records are not credit checks". What is legal? Related Credit Card Sites

Someone told me a credit trick, and it sounds too good to be true. Is it?

By Author on Tuesday, April 12th, 2011 | 4 Comments

I was recently told of a little "trick" for repairing your credit. Apparently, if you file a dispute letter, and the credit card company responds in the 30 days outlined in the Fair Credit Reporting Act, you can file another letter next month, and just keep doing this until they get tired of dealing with [...]

Credit Cards For Fair Credit

Posts Tagged ‘quot’