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Got a HSBC Platinum Mastercard credit card 2 weeks ago, then got offer for an awesome Discover card thru HSBC?

By on Saturday, August 14th, 2010 | 8 Comments

Even though they are the same bank can I open another account with Discover HSBC? I would like to keep both for building credit but the Discover is a much better deal. Related Credit Card Sites

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Secured Cards question; Citibank vs Orchard !?

By on Saturday, July 31st, 2010 | 2 Comments

Hi I am a student and I am starting to build my own credit line. I know that I couldn’t get a unsecured credit card. I had applied for bank of America secured card. I was denied for having too many credit inquiry in my file. I did ask Verizon to break my phone away [...]

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I want to purchase a MacBook; Can I pay monthly with a regular credit card?

By on Friday, June 25th, 2010 | 2 Comments

I see that on the Apple store they say that I can pay monthly with a Juniper Visa card, but I don’t see any information that I can use any other credit card. I have a Citibank Mastercard credit card. Would I be able to pay for my MacBook in monthly payments with my card? [...]

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How do they make money off of cash back credit cards?

By on Wednesday, June 23rd, 2010 | 5 Comments

Recently, supposedly because I have an excellent credit rating, my credit card company issued me a Platinum Mastercard at 7.75% interest that gives back 1% of all purchases annually. Of course, it also has no annual fee. How do they make money doing that? I had my standard credit card with the same company for [...]

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