Credit Cards For Fair Credit » Perfect Credit http://credit-cards-for-fair-credit.com Credit Cards For Fair Credit Fri, 25 May 2012 11:07:58 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 What is the best credit card to get with low interest where you can transfer your balances and earn points? http://credit-cards-for-fair-credit.com/7132/what-is-the-best-credit-card-to-get-with-low-interest-where-you-can-transfer-your-balances-and-earn-points/ http://credit-cards-for-fair-credit.com/7132/what-is-the-best-credit-card-to-get-with-low-interest-where-you-can-transfer-your-balances-and-earn-points/#comments Tue, 28 Sep 2010 07:13:44 +0000 Author

I'm looking for a perfect credit card where I can transfer balances, have nearly zero interest and can earn points for travel, etc. Which card is the best for that?


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]]> http://credit-cards-for-fair-credit.com/7132/what-is-the-best-credit-card-to-get-with-low-interest-where-you-can-transfer-your-balances-and-earn-points/feed/ 3 problems getting a low interest credit card due to bankruptcy 10 yrs ago? http://credit-cards-for-fair-credit.com/6725/problems-getting-a-low-interest-credit-card-due-to-bankruptcy-10-yrs-ago/ http://credit-cards-for-fair-credit.com/6725/problems-getting-a-low-interest-credit-card-due-to-bankruptcy-10-yrs-ago/#comments Sun, 19 Sep 2010 19:38:55 +0000 Author

hi, I had to file a bankruptcy 10 yrs ago(in May) due to my husband (who is an ex now) charging up my card almost ,000 and running off with his new girl friend leaving me with a debt I couldn't begin to pay since I wasn't working at the time. What Im asking is why am I still being penalized and denied credit or offered ridiculously high apr rate cards after 10 yrs of excellent credit. I now have 2 cards that I didnt go bankrupt on cause there were very low balances on them and I was able to pay them off but in the 10 yrs I have been making payments not only on time but twice a month and very high payments, for example I made a 00 monthly payment on a $ 10,000 balance and always on time or early so I have had really great credit in the past 10 yrs and the bankruptcy wasn't my fault and still I can't get a decent low interest card, they keep denying me due to my past "bankruptcy" and the cards I already have refuse to lower my interest rate. Can they do this, I canceled one of my high interest cards, paid it off in full and now I only have one card left with 16.9% interest which I think is still too high so I keep applying for lower rate cards and get denied. I don't get it, Im a perfect candidate for credit and they still deny me. Meanwhile my sister had a bankruptcy 12 yrs ago and she was able to get a 3% interest rate card with no annual fee. And she had a 0,000 balance when she went bankrupt, I only had ,500. It doesn't seem fair. Sorry this is so long, I don't know how to make a story short..lol
my 10k balance is now down to 3k, I am paying it off 00 a month. My total credit card debt on all my cards(2) is 4500 and I should have the whole thing paid off in the next 3 months. No more charging for me after that, Im canceling my cards and just using cash. I've had it with credit cards changing the rules and doing what they want.


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]]> http://credit-cards-for-fair-credit.com/6725/problems-getting-a-low-interest-credit-card-due-to-bankruptcy-10-yrs-ago/feed/ 3 i want to use a prepaid credit card to make online purchases? http://credit-cards-for-fair-credit.com/5453/i-want-to-use-a-prepaid-credit-card-to-make-online-purchases/ http://credit-cards-for-fair-credit.com/5453/i-want-to-use-a-prepaid-credit-card-to-make-online-purchases/#comments Wed, 25 Aug 2010 19:34:34 +0000 Author

Im 16, and i want to make a purchase from a website and i have no credit card, but i want to know how to use a prepaid credit card. can i buy one at a walmart? how do i use a prepaid credit card when making online purchases??


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]]> http://credit-cards-for-fair-credit.com/5453/i-want-to-use-a-prepaid-credit-card-to-make-online-purchases/feed/ 4 Why am I getting so many credit card offers when my credit rating would remind anyone of a cesspool? http://credit-cards-for-fair-credit.com/5389/why-am-i-getting-so-many-credit-card-offers-when-my-credit-rating-would-remind-anyone-of-a-cesspool/ http://credit-cards-for-fair-credit.com/5389/why-am-i-getting-so-many-credit-card-offers-when-my-credit-rating-would-remind-anyone-of-a-cesspool/#comments Tue, 24 Aug 2010 12:05:57 +0000 Author

These banks are sick. Each month I must get about 5 to 10 offers to sign up for new credit card accounts, some of them pre-approved. My credit is certainly less than perfect.


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]]> http://credit-cards-for-fair-credit.com/5389/why-am-i-getting-so-many-credit-card-offers-when-my-credit-rating-would-remind-anyone-of-a-cesspool/feed/ 8 does my credit score get affected if im denied in credit card application? http://credit-cards-for-fair-credit.com/5343/does-my-credit-score-get-affected-if-im-denied-in-credit-card-application/ http://credit-cards-for-fair-credit.com/5343/does-my-credit-score-get-affected-if-im-denied-in-credit-card-application/#comments Mon, 23 Aug 2010 14:25:30 +0000 Author

mom told me everytime i apply then get denied it goes down =( thanks in advance.
thanks a lot! i really appreciate ur answers! =) btw my bf have almost perfect credit score, he put me under his credit card as well which i use, does that affect my score as well being under his credit card?


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]]> http://credit-cards-for-fair-credit.com/5343/does-my-credit-score-get-affected-if-im-denied-in-credit-card-application/feed/ 7 Do you think that credit cards are best used for emergencies? http://credit-cards-for-fair-credit.com/5105/do-you-think-that-credit-cards-are-best-used-for-emergencies/ http://credit-cards-for-fair-credit.com/5105/do-you-think-that-credit-cards-are-best-used-for-emergencies/#comments Wed, 18 Aug 2010 19:14:46 +0000 Author

I guess most people use credit whenever they want. That's their right. Yet, in the perfect world, is credit best used in emergencies and certain other purchases?


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]]> http://credit-cards-for-fair-credit.com/5105/do-you-think-that-credit-cards-are-best-used-for-emergencies/feed/ 5 What's the best credit card with rewards such as mileage points? http://credit-cards-for-fair-credit.com/4597/whats-the-best-credit-card-with-rewards-such-as-mileage-points/ http://credit-cards-for-fair-credit.com/4597/whats-the-best-credit-card-with-rewards-such-as-mileage-points/#comments Sun, 08 Aug 2010 16:49:00 +0000 Author

I have almost perfect credit but I don't receive any rewards with my current credit card. I travel a lot and could use mileage points. What's the best card available now?


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]]> http://credit-cards-for-fair-credit.com/4597/whats-the-best-credit-card-with-rewards-such-as-mileage-points/feed/ 4 Fair Credit Reporting Act? http://credit-cards-for-fair-credit.com/4215/fair-credit-reporting-act-5/ http://credit-cards-for-fair-credit.com/4215/fair-credit-reporting-act-5/#comments Sun, 01 Aug 2010 04:48:34 +0000 Author

According to the Fair Credit Report is it unlawful for a creditor to remove a debt off your credit report? That's what I was told from a collection agency.


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]]> http://credit-cards-for-fair-credit.com/4215/fair-credit-reporting-act-5/feed/ 7 Best business credit cards, for less than perfect personal credit? http://credit-cards-for-fair-credit.com/4189/best-business-credit-cards-for-less-than-perfect-personal-credit/ http://credit-cards-for-fair-credit.com/4189/best-business-credit-cards-for-less-than-perfect-personal-credit/#comments Sat, 31 Jul 2010 16:49:10 +0000 Author

My business partner and I have formed an LLC. So we don't have any business credit. Seeing how our personal credit isn't the best either, which cards cater to our situation.
*** PLEASE no personal credit opinions for we're already working on that. need answer to my question..thank you in advance


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]]> http://credit-cards-for-fair-credit.com/4189/best-business-credit-cards-for-less-than-perfect-personal-credit/feed/ 1 What is the best credit card to get for a starter in the credit world? http://credit-cards-for-fair-credit.com/3725/what-is-the-best-credit-card-to-get-for-a-starter-in-the-credit-world/ http://credit-cards-for-fair-credit.com/3725/what-is-the-best-credit-card-to-get-for-a-starter-in-the-credit-world/#comments Thu, 22 Jul 2010 14:29:46 +0000 Author

I'm looking at getting my first credit card. I'm 20 years old and I have a credit card that is linked to my parents, so I have near perfect credit. I'm trying to start building my own credit and I want to know what is the best card for a young person trying to build their own credit.


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