Will i get approved for a credit card?

Posts Tagged ‘Payment History’

Will i get approved for a credit card?

By Author on Friday, September 2nd, 2011 | 5 Comments

If I have a 603 credit score and I applied and was approved for some credit cards 4 months ago. I have 5000 out of 5600 available. I want to apply for another credit card. I have excellent payment history. My credit is fair. Can I apply and get approved for another credit card? it [...]

What would be considered fair credit reporting?

By Author on Monday, August 15th, 2011 | 2 Comments

Should companies and agencies who base how much they are going to charge you be required to report your payment history to the credit bureaus? I ask because I just found out that my auto insurance company can raise my premium based on my credit score, but I have a perfect payment history. I think [...]

How do secured credit cards work?

By Author on Sunday, July 24th, 2011 | 6 Comments

I’m am working on rebuilding my credit. I heard that one of the best ways to improve a credit score is to show a good payment history on a line of revolving credit. I’m 99.9% sure that I will not qualify for an unsecured card again (that’s how my credit got bad in the first [...]

How much will closing a credit card account affect my credit rating?

By Author on Wednesday, June 22nd, 2011 | 3 Comments

Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank [...]

Why would a FICO score dramatically change?

By Author on Monday, September 6th, 2010 | 8 Comments

My FICO score has changed 20+ points month to month a few times this year. It just dropped 60 points from last month. I have no late payments and balances are paid in full every month. I also have not opened any new accounts. What would cause this volatility? Thanks for all the possible answers. [...]

Credit Cards For Fair Credit

Posts Tagged ‘Payment History’