Will asking my credit card companies to reduce my account limit help me get a better mortgage?

Posts Tagged ‘Mortgage Lenders’

Will asking my credit card companies to reduce my account limit help me get a better mortgage?

By Author on Sunday, July 24th, 2011 | 6 Comments

I ‘ve noticed that my two credit cards just increased my limits to more than 10k. I’ve heard that having too much potential credit is bad for mortgage lenders. Would it help if I get my credit card limits down? Related Credit Card Sites

Is it possible for my father and I to purchase a house together?

By Author on Thursday, September 16th, 2010 | 4 Comments

My parents may loose their rent to own home. but because they don’t have good credit they are not in a position to purchase the house as of today. I’m only 19 and have fair credit but I don’t make enough money and my parents have the money but have bad credit. So my question [...]

credit inquiries by mortgage lenders?

By Author on Saturday, August 21st, 2010 | 3 Comments

I applied for a mortgage. Then another company called me and said they could get me a better rate. I told them I didn’t want to hurt my credit by having anouther inquiry. The woman said that I have up to two weeks from the first time I apply to shop for a motgage and [...]

What mortgage lenders do they base your FICO score on?

By Author on Saturday, July 31st, 2010 | 2 Comments

Equifax, TransUnion or Experian or a combination of all? I was told I have a low FICO score but after paying .95, TransUnion said it was 780. Related Credit Card Sites How to Contact Experian by Phone, Mail, or Email – Experian.com Experian Health Dual Combo Tens Unit and Muscle Stimulator System with Carrying Case, [...]

which lending institutions are more lenient toward accepting student loans with fair credit?

By Author on Monday, July 26th, 2010 | 1 Comment

I am applying for a student loan. have applied to Discover, Charter One and Chase and have been declined on all three. I don’t want to have my credit ran again unnecessarily because its bad for the score. So, does anyone out there know if there are lenders who tend to be lenient in their [...]

Credit Cards For Fair Credit

Posts Tagged ‘Mortgage Lenders’