Which of the 3 credits scores is considered my FICO score? How is my FICO calculated?

Posts Tagged ‘Mortgage Companies’

Which of the 3 credits scores is considered my FICO score? How is my FICO calculated?

By Author on Saturday, September 25th, 2010 | 2 Comments

My mortgage is a 5 yr ARM @ 4.75 and I want to lock in at the best rate. I have a vehicle lease that matures in June and want to make a new car purchase. Both attempts will require a credit check. Which credit score do mortgage companies and car dealerships use to help [...]

can I get a better rate if I use a VA loan to purchase a home?

By Author on Sunday, August 22nd, 2010 | 1 Comment

do mortgage companies give a break to veterans? I am retired, have fair credit, but want to mimimze my monthly payments on a 30 yr fixed loan. Related Credit Card Sites How Do I Find A Mortgage Company To Work For? | Financing and Re-financing

Does anyone know of any banks/mortgage companies that do stated income home mortgages with fair/good credit?

By Author on Thursday, August 12th, 2010 | 1 Comment

Related Credit Card Sites

Does the following apply for credit card applications also?

By Author on Sunday, June 27th, 2010 | 1 Comment

I read following somewhere … "hard inquiries (the ones that show up when you actually apply for credit) only affect your score after 2 weeks. The formula for your credit score excludes the number of inquiries that you have had over the past two weeks. The credit bureau got wise to the fact that people [...]

How to Avoid Bankruptcy, and Get Ripped Off

By Admin on Friday, October 16th, 2009 | 2 Comments

First and foremost, I am not an attorney and I cannot give legal advice. However, I have spent 20 years approving and administering retail and mortgage credit. Doing so, I have helped many a customer tweak or repair their credit in order to qualify for the particular loan they have applied for. This often requires [...]

Credit Cards For Fair Credit

Posts Tagged ‘Mortgage Companies’