What is the best way to go about paying off my credit cards?

Posts Tagged ‘Maxed Out’

What is the best way to go about paying off my credit cards?

By Author on Sunday, March 20th, 2011 | 14 Comments

I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can’t get a credit card company to do that. I feel as if I have dug myself in a hole and can only make the min. payment each month because I have [...]

Credit card debt; want to pay off but changed address and scared bailiffs will be sent round?

By Author on Friday, July 16th, 2010 | 5 Comments

3 years ago, as a student, living alone, I took out a credit card offered by my bank. I had maxed it out in a matter of months and as a student, I could not afford the repayments. This was a stupid act, I know, so don’t answer with preaching about living within my means [...]

Do balance transfers negatively affect your credit score/report?

By Author on Monday, June 28th, 2010 | 1 Comment

Do balance transfers negatively affect your credit score/report? I usually transfer balances to my 0% APR balance transfer card with no fees and then pay them off. I never have a late payment, etc, but was wondering if transferring balances directly affects your credit report or score. Thanks! P.S. It is transferring to the same [...]

Why Credit score should effect getting hired for a job?

By Author on Saturday, May 15th, 2010 | 3 Comments

I just recently got rejected for a job becouse of my credit rating. This not only plut me into a bigger bind then I allready was, but will effect my credit even more since im unemployed and have been barely making it. Now My credit history isnt entirely my fault durring a nasty divorce I [...]

Does this sound fair? Your FICO Scores Drop after Credit Card Companies Lower Your Credit Card Limits!?

By Author on Friday, May 7th, 2010 | 5 Comments

How is it, that the new strategy of lowering credit limits on peoples credit cards, by the credit companies, is allowed to negatively affect my FICO scores? My FICO scores dropped 87 points after my credit limits were lowered and AFTER I successfully paid off a vehicle? I am still as responsible as ever and [...]

Credit Cards For Fair Credit

Posts Tagged ‘Maxed Out’