Last week my algebra teacher assigned four homework problems (on top of twenty others) that she never explained in class.
Many people didn't do them because they didn't know how, some just guess.
I went to the book and looked up how to do it and did them.
When I got to class the next day, she collected it and semi-taught us how to do it.
Then she said to redo them and send them in again except people who got them right (which, you can find out if you look in the back of the book b/c it has all the answers).
I didn't go to the back of the book but since I had done it the way she taught us how to that day in class, I figured I did them right and didn't redo it over the weekend.
So today in class she collected our weekend homework, plus the four problems. I didn't send in the four problems though because I turned them in last week.
At the end of class she called out the people who didn't turn them in and I was one of them, so I went up to her and explained that I did them last week. So I pulled up the paper and showed it to her and she said that I missed a step (which was filling in a blank, even though I had the correct answer right there). So I asked if I could just do it and she said yes, so I did, while standing at her desk because it only took five seconds, and she only gave me partial credit.
She did the same thing to one of my friends.
Do you think that's fair? You get full credit doing the work, so she took off for me not doing the work I guess?
I didn't think it was fair. Especially because another girl who didn't do it at all, she did it in class today, got the same score as me and she never even attempted them.
I got pretty mad. Maybe I was wrong and should have checked my answers and not made the assumption that I did them right, but I don't think it's fair that I only got partial credit for what could be taken as a misunderstanding.

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hi all..i'm a Master's student in Bay Area CA. I'm doing an Intern job and got SSN for the first time. I'd like to apply for Credit card for the first time.
Which bank will provide credit card with comparatively less interest rates. And please tell me Which Bank provides UNSECURED credit card even for newly issued SSN holders. ( I'm looking to get Unsecured one directly without getting the Secured credit card).

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Many people have multiple credit cards I also have one visa card and one 0apr credit card with bad credit. I think to apply for chase travel reward credit card. Can it possible?

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Since money is really a necessity in life, you have to know how to earn cash. Many people working for a organization industry their services for cash while others choose putting up businesses to earn the funds they will need.

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This type of industry is referred to as Forex trading. Forex may be the largest and probably the most liquid financial industry in the planet that operates 24 hours a day and generates monetary exchanges that amounts up to 2 trillion dollars inside a single trading day.

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It is really a fact that the Foreign exchange market is one of the finest funds producing monetary markets in the planet. There are those who made millions of dollars within the Foreign exchange industry in just a brief period of time. The Forex marketplace is considered as a single from the best career that you simply can ever get in to. Many people are recognized to have quit their typical jobs and ventured within the Foreign exchange marketplace to get a piece of this very huge pie.

However, with all the great money creating opportunities that you simply can take advantage of within the Forex trading marketplace, you must realize that the danger of losing funds is equal. You must think about that the Foreign exchange market is equally risky as it is profitable. It is a identified truth that numerous those who have also ventured into this extremely huge financial market have lost a great deal of funds and some even suffered huge economic losses. This is why you must believe hard about it very first just before you even think about entering this economic market that offer huge potential to create cash as well as equally risky market.

In order to be successful in this economic market, you ought to have the correct know-how and skills to industry currency. The basics of a Forex trading market is that you simply ought to purchase low and sell high in order to make a profit. Nevertheless, you will find also different strategies involved in the Forex trading market. You should also have this understanding as a way for you to buy and sell efficiently and reduce the threat of losing funds.

Thanks towards the improvement and the advancement in communications technology, every person who has the money as well as the abilities to buy and sell within the Forex trading marketplace can now trade on the web proper inside the comforts of their own home.

To begin buying and selling in the Forex industry, all you need is really a quickly personal computer that you need to dedicate in your Forex trading trades alone plus a quickly world wide web connection to avoid lags in updates in costs. You may also need a software program system to help you together with your trades within the Forex trading industry.

It is possible to obtain the software when you register and open a Forex account together with your preferred Forex broker. The broker or the brokerage business will supply you with either an on the internet computer software system or a software system that you have to install within your desktop personal computer very first.

You need to understand that you first must ascertain when the Forex exchanging computer software is correct for you. You need to ascertain when the software has all the required things to help you with your trades. For example, a great Forex exchanging computer software program should enable you to see actual time charts, real time cost updates, and also the distinct tools you should successfully buy and sell within the Forex market.

These are some with the points you need to know in order for you personally to effectively buy and sell within the Forex industry. With the correct knowledge, expertise, as well as the proper Foreign exchange exchanging computer software, you are able to be certain that you will boost your chances in making a profit and decrease the danger of losing money.

You can find more information about best dividend paying stocks, canadian stock markets, and discount brokerage firms

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Getting into new markets since the stock market seems to have turned sour? It's a trend that many people are following, taking their investment money and putting it in foreign investments. It could be a risk, just as much of one, if not more than getting Wall Street determine your future. A whole lot of economic uncertainty has turned most people's finances on its ear and no one really appears to know when we're going to bounce back. If you're interested in getting into a financially stable and sound market, read my AVAFx review. They're an online Forex broker that might just be for you personally.

I didn't expect to become so impressed. Some with the points that I look for inside a great broker and platform are ease of use, low minimum opening balances and room to grow. There are others, of course, but to me, these are really important. AVAFx fits the bill, all the way around.

AVAFx provides you an account to test things out in addition to your real account. This really is great for beginners who aren't sure about how the Forex functions! There's tons of information about the market that's free for members-from info for newcomers all the way through tools for the seasoned trader and I've learned through this AVAFx evaluation that this broker offers it all.

I believe that everyone ought to become in a position to dabble in various markets. With most brokers getting ridiculously high opening account balance requirements, it's hard for most individuals to even dream of obtaining in on the game. Not this one, they only need a one hundred dollar opening balance to start your account. They get a gold star in my book for this one.

When you are looking for that greatest Forex broker, what are you looking for? Safety, security, knowledge. You want a broker which has staying power, which has a great track record for making people money. You've got it all with them.

Bottom line, this really is a great broker/site for anyone, no matter where you're about the Forex learning curve. Hopefully you're in a position to gain some insight from this AVAFx evaluation.

Want to find out more facts on this topic without the fluff? Go to the net's leading resource on this issue! Click here now!: forex or forex or forex broker

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I don't understand some people on here. People whine about bill collectors and about their bad credit and how it is everyone fault but their own. They complain about being turnd down for a loan because of their bad credit etc.

Why not just make payments like you are supposed to so you do have problems.

I don't understand why these people that are in so much debt want loans and credit cards to go deeper in to debt?

Can anyone answer?????

I think even Studly would agree with me here.
To China Doll-

When I was younger I was there. But I took care of my responsibilities before I tried to get more credit and loans.

I paid my dues.
All I am saying herer is that people should pay off ther existing bad debt before trying to get more.

I am not judging anyone, just asking what is going through someone head when they say "I need another bill, another loan, another credit card and I can even pay the ones I have now"{ DUH!!

To improve your credit you must first take care of delinquent accounts. If there are still unpaid collections on your file, getting a new loan or another credit card will not help.

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1. Never use a credit card that advertises “everyone is approved” or something similar. These credit cards are fee ridden and rarely offer you the chance to increase your credit limit. More times than not, the card will have a $300 balance and already have a $100 in fees just for opening the account.

2. Use secured credit cards. If your objective is to repair your credit you must exercise some fiscal restraint. Secured credit cards have much lower rates and fees; however, you do have to make an initial deposit. This deposit will be your new credit balance.

Begin with a $500 deposit and make regular deposits to the account, as you would a savings account, to raise your balance. As your credit limit rises so will the influence and credibility the credit card makes on your overall credit report.

3. Do not use the card whatsoever! Seriously, when the card arrives simply activate it and shred it up, just remember to pay the annual fee each year. You do not need to use the credit card to establish credit. Remember, the goal is to repair your credit, not to go back into debt.

The variables on the credit report that influence and help to establish credit are, length of time the account has been open, the credit limit, the balance vs. the credit limit ratio and of course the payment history.

4. If you use the credit card, which you shouldn’t, NEVER let your balance exceed 50% of your credit limit. Doing this will trigger the credit card company to start snooping and begin to derogate your credit score. “Maxed” out credit cards are viewed as a liability, not an asset.

5. Repeat the steps above. The more credit references you have that have ZERO balances the better. Be sure to use a different bank for each account so that you have more than one company reporting positive information on your credit bureau.

The best feature about using a secured credit card is the ability to control your own credit limit. I can’t stress enough the importance of building a higher credit limit. Since a secure card acts like a savings account, meaning you get your entire deposit back if you close the account, it’s safe to send money in to the bank on a regular basis. This will increase your credit limit.

The key to using revolving credit is restraint. If you have multiple references in the bureaus that show zero balances, this demonstrates to creditors that you aren’t at risk for bankruptcy and that you have ample room in your budget to take on additional credit.

Once you establish your revolving credit you need to concentrate on your installment credit. Installment loans are loans that have a beginning and an end to the payments, like a car loan or personal loan. Doing this is a little more difficult than establishing revolving credit, but it can be done.

You can establish installment credit the same way you established revolving credit. What you need to do is seek out the small private banks in your area, stay away from the big banks like Bank of America. Most local banks will allow you to make a deposit and take out an installment loan against the deposit. Simply make payments on this loan for more than 12 months and presto! You have established installment credit. 

Nobody said repairing credit would be easy, again it takes time and restraint. However, if you follow the steps I’ve outlined it’s almost guaranteed to raise your credit score.

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