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Credit Cards?

By on Monday, February 7th, 2011 | 5 Comments

I am 20, I have a Visa and Amex which I use for everyday things.I have a store credit card (express) which has been open for about 2 years and I have only used it twice. Should I close it. Yesterday I applied for a Macy’s card and got it for 1 purchase. How long [...]

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What happens to credit score if you close a store credit card?

By on Monday, November 29th, 2010 | 14 Comments

I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards? Related [...]

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If you return items bought at Macy's with a credit card, is it possible to get cash back?

By on Thursday, September 16th, 2010 | 2 Comments

Just trying to get money back, as the credit card I bought purchases with is no longer valid. Nice clothes, just trying to buy a new car… Related Credit Card Sites New Car Finance Loan | Online REL What is the best used or new car to buy and how much? | Web tourist destination [...]

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Where should I apply for my first Credit card?

By on Monday, September 6th, 2010 | 6 Comments

I’m 19 and I’ve been using my debit card for about a year now. I applied to get a credit card from my bank (Washington Mutual) but they didn’t approve it. Where else should I apply for my first credit card. Everytime I apply for other cards like macy’s and Kohl’s they don’t approve it [...]

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Credit Score Wake Up Call?

By on Friday, August 27th, 2010 | 7 Comments

About 3 years ago, I opened three (Target, J.C. Penny, Macy’s) credit cards (basically to obtain the discounts that are offered if you open an account). I have three major cards that I use (Visa, M/C & Discover) and always pay the balance off in full monthly if I use the card to avoid interest [...]

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