Posts Tagged ‘loan officer’


Credit Repair: The Nuts and Bolts

If you just got off a phone conversation with your loan officer and you were denied, your head might be whirling as you wonder what in the world they were talking about when they told you: “You have got to do credit repair. It is easy. You just draft credit dispute letters to the credit clinics and dispute [...]

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Possible to buy house w/ bad & no credit?

my husband has a decent job with decent pay and we would like to buy our first home. the thing is, he had bad credit – paid it all, now he has no credit. i have bad credit, still a bit of unpaid debt which i got before we were married. now, how does this [...]

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Fair to bad credit, and want to buy first home. How do we approach bank and realtors? Any advice welcome!?

We are hoping to use the home as collatoral for the loan, is that possible? We have never bought a home. We have paid off three loans successfully, but have poor credit due mostly to medical expenses. Any ideas on how to get a loan officer to not laugh us out of their office? Related [...]

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Is it possible to get out of this unscathed? Probably not. Help?

Hi, I figured this was worth a shot. Here’s my sob story. I lost my job early in the year, didn’t qualify for UE, had to move, and have since gotten a new job and am starting to feel ok. Problem is, I have about 5 credit cards with about K that I haven’t paid [...]

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i'm in the process of trying to get a home loan. i have good credit and my husband has fair credit. the loan

officer contacted me saying that i needed to get some of the stuff on my husband’s credit report cleared up. the lady isn’t in the office right now and i’d like to know if you need EVERYTHING in your credit history to be paid off before you can be approved for a loan?!?! his accounts [...]

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