Posts Tagged ‘late payments’


Is getting a credit card worth the hassle to help with unforeseen expenses?

I am a grad student and I work. I am having to pay my tuition out of pocket. There have been some surprise expenses(new tires,increased tuition ect) lately and I applied for a small loan through my credit union and was turned down for 3 late payments on my vehicle. Is getting a credit card [...]

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Does CapitalOne have a good credit card for people with bad credit?

I am interested in getting a credit card. I haven’t had a credit card in years, and I have made a few late payments on other bills, so I think that my credit is probably considered fair. I am trying to rebuild my credit, and I think that getting a credit card (and paying it [...]

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How can I get a large, every short-term loan with a fair credit rating?

I am getting married in less than 2 months and am financing the wedding on my own through savings and sales incentives. Everything was on track until I was about ,000 short of what I was expecting for my quarterly incentive payout in July. I simply didn’t get a couple bigger contracts in the door [...]

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How long after you pay down your credit cards before your credit score increases?

As I understand, your credit score is partly calculated by how much you owe and your available credit. If an individual had no late payments on any cards, total available credit of 20K and 6K in debt, if that 6k is paid off right away, how long would it take for the score to go [...]

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i have a fair credit score and am looking for a sub prime loan with a cheap rate?

i recently applied for a loan with my bank ( santander ) but was told that my credit score has dropped due to some late payments, i applied for a sub prime loan with another company and was accepted but was offered a high APR. does anyone know a good lender for sub prime loans [...]

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