Posts Tagged ‘late payments’


How can I buy a house with (Fair) credit …?

I want to buy a 0,000 house while the prices are down. But, I have some late payments/collestions (because I was lazy) & now I can’t even get a credit card! So how the hell am I supposed to get a house?!?! I have a 632 Credit Score I have NO BANKRUPTCIES I have NO [...]

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What economic conditions cause credit card company stocks to perform well?

I own a few credit card company stocks and recently read that people are choosing to remain current on credit card payments above remaining current on their mortgage responsibilities. This got me to thinking…what exactly makes credit card companies more profitable? Would they rather see their customers paying responsibly, or would they rather have late [...]

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Do you have to have a credit card to build up your credit?

I want to pay off my credit cards because they are such high interest. I have late payments in my history, so I want to build up my credit again. Do I really need credit cards to do this? I hate the idea of owing money. I thought about getting a credit card, using it [...]

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Fair credit reporting act?

Where can I find the Fair Credit Reporting Act and what does it say about reporting late payments? I am looking specifically for the credit laws in the United States. Related Credit Card Sites

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People with fair credit ONLY…. please advice?

I am rebuilding my credit and wanted to know from those that have done the same ~ what was your credit score when you were finally able to get a credit card (unsecured) and with waht company. I have no other debt besides a car loan (never been late) and trying to establish my credit [...]

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