My credit is fair at best at this time. My wife is just getting her credit started?

Posts Tagged ‘Intention’

My credit is fair at best at this time. My wife is just getting her credit started?

By Author on Thursday, May 26th, 2011 | 6 Comments

I wanted to know. Is she responsible for any debt that I had before we married and how can I set up credit for her that is totally her’s and now ours. In otherwords, can she apply for credit that she is responsible only for and may I do the same. The reason as we [...]

Avoid These Loan Modification Swindles

By Author on Monday, September 6th, 2010 | No Comments

Loan modification was invented to give homeowners an option besides filing for foreclosure. When you apply for loan modification, you ask your lender to change the terms of your mortgage. Your interest rates get lowered or changed from variable to fixed for examplel. To offset the loss of the lender from interest payments, the length [...]

I am disputing some erronneous charges on my credit card?

By Author on Saturday, July 24th, 2010 | 2 Comments

i have asked for my card activity to be suspended. Now, these are not my charges and I have no intention of paying them. also it angers me that I had one of the big 3 credit companies moniutoring my account and yet this happenned. I rarely use this card. The charges came form a [...]

What happens to your credit score if you pay off all your debt and never get another credit card?

By Author on Thursday, July 15th, 2010 | 12 Comments

I have a tremendous amount of bad debt. Almost 2000 dollars. If I were to pay it all off to 0 would it raise my score or just keep it from getting lower? I have no intention to EVER EVER EVER have another credit card. my credit score is in the low 500s what will [...]