Posts Tagged ‘inquiries’


How much does opening up a credit card affect your credit score?

If you open a credit card, but don’t use it or don’t carry a debt balance. I read the more inquiries on your credit score, the lower it goes. I found a deal where I can get free stuff through Discover card just by opening a new card.Thanks! Related Credit Card Sites

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Is it possible to remove credit inquiries from my credit report?

Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer. I’ve recieved about 20 inquiries and my credit score dropped over 50 points [...]

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What are the downsides to having several credit cards?

Hi everyone. I’ve been spending alot of time contemplating credit score issues and I am now considering applying for 4 new credit cards at once. However, I plan on never activating the cards for use or charging anything to the accounts. I know my score will take a big hit for this one day of [...]

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Will switching credit cards with the same company adversely affect my credit score?

I would like to change one of my current credit card to a better rewards card offered by the same company. Is it possible to do this without additional credit checks? I don’t want to lose my 2 year history on the card by changing the type of card and I don’t want too many [...]

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