Credit Cards For Fair Credit

i have a credit card. on my report it shows the following. when will it be deleted from my report.

BANK USA Address: PO BOX 15298
Status: Transferred,closed. 6 written off. Date Opened:Type: 09/2002Revolving Reported Since:Terms: 09/2002NA Date of Status:Monthly Payment: 09/2006{content} Last Reported:Responsibility: 09/2006Individual Creditor's Statement: Purchased by another lender.
Credit Limit/Original Amount: 0 High Balance: 8 Recent Balance: NA Recent Payment: NA

Account History: Charge Off as of Sep 2006 180 days past due as of Aug 2005 to Aug 2006, Mar 2005, Feb 2005 150 days past due as of Jul 2005, Jan 2005 120 days past due as of Jun 2005, Dec 2004 90 days past due as of May 2005, Nov 2004 60 days past due as of Apr 2005, Oct 2004 30 days past due as of Sep 2004

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I was using this website http://www.creditcards.com/cash-back.php

I buy most of my stuff online, I will have a car somewhat soon, I also buy stuff from walmart (grocery products, maybe some pet products, etc.), etc.

It's hard for me to choose, please help.

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Do anyone now what credit bureau GE Money Bank of Salt Lake City Utah use for extending credit for Credit Care. I want to get dental work done. My insurance cover some but not all. I know GE Money Bank of Salt Lake City Utah offer a credit card for health care. I ask my dentist they do not know nor would GE Money tell me. If anyone can help please let me know do they use Equifax, Experian or Trans Union. GE Money offer instant approval online or over the phone.

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I am 18 years old, I have no credit history. I am looking for a credit card so I can build my cred history. What are the best credit cards for individuals like myself? Thank you!

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