Posts Tagged ‘Ftc’


How Credit Dispute Letters Work

It is really important to write and send your credit dispute letters correctly . If you do this incorrectly you are wasting your time and money. This is where credit repair services capitalize. They are like any business and there is nothing wrong with what they do. They capitalize on the ignorance of the public. [...]

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How long will a credit card company keep piling on charges until they consider you in default or collections?

I lost my job and didn’t have credit insurance. I haven’t paid even a minimum monthly payment in almost a year. The credit card company keeps charging me close to 0 every month in late fees, over-limit fees, exhorbitant interest, etc. They are only ensuring that I can’t pay them. Will the amount I owe [...]

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what is the fair crediting reporting act FCRA on background reports when employing for a job and.. more?

are these REPORTS PERMANENT or do they go away after seven years? has anyone cleared up inaccurate reports before? what are you experiences?? do you know of any websites aisde from ftc.gov/credit that could give me more information on this? Related Credit Card Sites Seven Years as a Freelance Writer, or, How To Make Vitamin [...]

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Has anyone successfully sued any credit reporting agency?

On three occaisions, Equifax "verified" inaccurate information in my credit report in violation of the fair credit reporting act. I am ready to hire a lawyer and sue for seven hundred and fifty thousand dollars for defamation and damages for emotional distress. And I was denied credit as a result of their inaccurate reporting. Have [...]

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How kids earn money online without credit cards?

So, i’m 13, and i heard about earning money using internet. And i’m interested about it. So, i’m looking for a website where i can earn money without using credit cards or paypal and without spending money. I already tried some sites, but you need to enter your credit card’s number. Or paypal accounts. And [...]

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