Credit Cards For Fair Credit

It said on the site that I have fair credit. But all they are going off of is credit cards. So really I don't have much credit. For being 22 and not having very much credit, is that a good credit score?

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My credit limit on my credit cards are 0 each.

If say i wanted to buy something that was 0, could i use 200 from each credit card when ordering online at bestbuy?

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