How do I pick and choose what I want to pay on a credit card?

Posts Tagged ‘finance charges’

How do I pick and choose what I want to pay on a credit card?

By Author on Friday, August 20th, 2010 | 5 Comments

I have a circuit city card and have a computer and a tv purchase on there with no interest financing. I also have various other things on there collecting finance charges. If I made a large payment would I be allowed to pay off the items accumulating interest instead of the items with no interest? [...]

Can somebody tell me how ‘Balance Transfers’ work? Help!?

By Author on Monday, August 16th, 2010 | 4 Comments

Am I wrong in thinking I will save money by transferring a credit card balance to another card offering 0% APR transfer balance for the first 12 months? Does that mean my transferred balance will not accrue any finance charges for 12 months even if I only pay the minimum amount each time? Really would [...]

Credit Cards: does changing the address prevent, an online company from receiving money?

By Author on Monday, August 2nd, 2010 | 4 Comments

If one changes their address (but doens’t tell the company attempting to charge the credit card or debit card) will that prevent that company from receiving the amount charged? In other words, the address, city, state, zip, telephone on your credit card account is different then the one being charged online. Right now the credit [...]

How to delay finance charges on a credit card?

By Author on Friday, July 16th, 2010 | 3 Comments

I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don’t want you to [...]

Credit Card Fraud?

By Author on Friday, June 4th, 2010 | 2 Comments

I am a victim of credit card Fraud, over 4000 dollars was charged to my account. And though I’ve been credited for some there are still unresolve issues… My question is am I responsible for the High finance charges raised as a result of the fraud along with the increase in interest rate on charges [...]

Credit Cards For Fair Credit

Posts Tagged ‘finance charges’