Posts Tagged ‘finance charges’


What are the negative long term consequences of "card hopping" to pay off my high interest credit cards?

I have been cautioned against taking a "line of credit" to pay off high interest credit card balances. Instead, I have been encouraged to keep using the 0% interest credit card offers for as long as it is offered at zero %. These cards are a dime of dozen these days. As with anything in [...]

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Who can help me if wamu puts too much finance charges on my credit card?

introductory APR 1.99(for 6 months) I cashed check for 00, system divided this amount and is applying 1.99 apr to small part of it and 27.99 to the rest. I overpaid like 0 in finance charges and they dont want to give my money back. any federal or state institution which can help with this [...]

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Unauthorized charges on my credit card?

Hi, i’m waiting on the phone to speak to a rep with my bank but basically i have a LOT of western union charges and other wire transfer charges on my credit card. I never made any of these charges. I looked online about disputing but apparently western union will come after me themselves. Any [...]

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If I have a charged off credit card that was purchased by a debt buyer can they sue me for the full amount?

I had a credit card with a balance of 0 that unfortunetly did not get paid. The balance then rose to above 00, however, that credit card company charged my account off and sold the debt to another company whom did not disclose to me any of their finance charges or terms of payment prior [...]

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How can I lower the Finance Charges on my credit card?

Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge 9.00 a month. How can I reduce my monthly finance charge? Related Credit Card Sites McDonald’s partners with Visa for mobile loyalty play – Mobile Commerce Daily – Social Networks Murad – Hsmp Visa – Immigration Professor, [...]

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