Posts Tagged ‘fico’


how long will it take to improve my FICO score?

I have paid today 7000$ of credit card debt my Fico is 538 how long will it take for my score to go up? I want to ask for a mortgage but they told that you don’t get approved unless you have a score over 560 Related Credit Card Sites Just Arsenal News | This [...]

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Getting Mortage Based Entirely on FICO Score?

I’m self-employed and I have an exceptional credit rating: Equifax FICO is 802 and TransUnion is 789……Does anyone know if I can get a fixed mortage for, say 100K, based entirely on my credit score? Related Credit Card Sites TransUnion Report Shows Improvement in Bad Credit Auto Loans | Auto Credit Express Auto Loan Blog [...]

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Why is my FICO score WAY lower than my credit scores from all 3 bureaus?

I just pulled my FICO for the first time today because I want to start applying for an auto loan. My FICO came back 684 and the average PLUS Scores from all of the bureaus is 734- Why is the difference so great? I’m scared my APR I qualify for is going to go through [...]

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question for people who KNOW about credit…?

okay, so i’m 21. i’ve been very irresponsible with money. i have no idea how to manage it. i used to have a trust fund, but it’s been completely cut off. because of this, i’ve accumulated some debt. half of it is my car loan, but the other half is revolving debt. gone are the [...]

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When using Lexington Law, how long did it take for your fico score to go up?

My credit score is at 618 which is not horrible but not very good and I keep being told that it is the fico they are looking at when I apply for credit with bank and auto dealerships. How long did it take for fico score to improve when using lexington law? Related Credit Card [...]

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