Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

Posts Tagged ‘fico’

Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

By Author on Wednesday, September 14th, 2011 | 6 Comments

I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application? Related Credit Card Sites

Credit card co. "good" "fair" ratings. I have average FICO of 671?

By Author on Monday, March 7th, 2011 | 2 Comments

My fico are 671 Experian, 673 Transunion, Equafax 661. I think I’m falling between the fair/good credit rating. Trying to decide what credit card to apply for…don’t want to ding my credit with too many hits. So what card is most likely to accept. Got a Bankruptcy and am self employed. Own home though. Related [...]

What is the minimum fico score needed for a heloc/line of equity and with what bank?

By Author on Monday, September 20th, 2010 | 1 Comment

I have a 629 fico and trying to get a heloc/line of credit, could someone let me know what bank will do this please? Related Credit Card Sites Free FICO Score: Score Watch Trial is Back (Yay!) Facts About Business Line of Credit no Personal Guarantee Loans | Online10.info The Mechanics of a Business Line of Credit [...]

If I foreclose on my house can I still buy another house?

By Author on Monday, September 20th, 2010 | 5 Comments

We currently live in a mobile home that we owe ,000 on. We have been trying to sell it for months with no luck. There is a house that we really want that is for sale or rent. If we foreclose on the mobile home, will we still be able to buy a new house? [...]

is a FICO score the same as other credit scores?

By Author on Monday, September 13th, 2010 | 3 Comments

i have a membership to freecreditreport.com that gives me a credit score, but is it the same as a FICO? Related Credit Card Sites Ask Liz Weston – “Your Credit Score” now free on Nook Credit Score Scale News – How to Cultivate your FICO as high as the sky Five Ways To Improve Your [...]

Credit Cards For Fair Credit

Posts Tagged ‘fico’