Statute of Limitation on a Credit Card Debt. Which State’s Law am I under? ?

Posts Tagged ‘Fair Debt Collection Practices Act’

Statute of Limitation on a Credit Card Debt. Which State’s Law am I under? ?

By Author on Monday, November 8th, 2010 | 5 Comments

Long story short, I moved on short notice and transferred all my info accept for, apparently, one card that slipped through the cracks, to my fatherâ€™s address. I bounced around for a while and all my other bills kept up with meâ€¦ It has been at least 4 years since I have had ANY contact [...]

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

By Author on Friday, September 24th, 2010 | 4 Comments

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

Midland Credit Management Trouble?

By Author on Saturday, September 18th, 2010 | 2 Comments

I recently received a request to pay an old debt from Midland Credit Management. After seeing them all over Yahoo! Answers and Rip-Off Report.com, I was wise to this scam, so I sent this validation letter: ***** To Whom It May Concern: This letter is being sent to you in response to a notice sent [...]

Can I send written notice directly to credit companies to stop calling or does it have to be to the collection?

By Author on Monday, July 12th, 2010 | 2 Comments

Do I have to wait for letters from collection agencies or can I send notice directly to the credit card companies under the fair debt collection practices act to have them stop calling and harassing? Related Credit Card Sites Consumer Rights and The Fair Debt Collection Practices Act | Debt Collection Harassment Lawyers and the [...]

How to Avoid Bankruptcy, and Get Ripped Off

By Admin on Friday, October 16th, 2009 | 2 Comments

First and foremost, I am not an attorney and I cannot give legal advice. However, I have spent 20 years approving and administering retail and mortgage credit. Doing so, I have helped many a customer tweak or repair their credit in order to qualify for the particular loan they have applied for. This often requires [...]

Credit Cards For Fair Credit

Posts Tagged ‘Fair Debt Collection Practices Act’