Posts Tagged ‘fair credit reporting act fcra’


Experian Credit Report?

ok i just turned 18 yrs old and i had a debt about a cell phone that i owned but once i turned 18 i paid it off.. but why does it say it’ll remain under my creit for seven years,,, experian says: Credit reporting agencies like Experian are governed by the federal Fair Credit [...]

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what is actual Credit?

I need help understanding credit. Are my answers correct? 1.Which of the following cards require full repayment when you receive the monthly statement? 1) Debit/Check card 2) Charge card 3) Credit card 4) Cash card 5) None of the above answer:5 2.In almost all cases, lenders will charge you for the use of credit (borrowed [...]

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Ugly Side of Credit Repair

Are you looking for ways to clean up credit report?  Maybe you have some mistakes that were added on your credit file that aren’t supposed to be there and you want to remove them. How do you do this? How do you dispute your credit report and not spend a ton of money? Here are [...]

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Can a hotel take an imprint of my credit card?

Some time ago, the Fair Credit Reporting Act (FCRA) was amended to require companies who accept a credit card to print only the last 5 digits of the 16-digit credit card number on a receipt. That way, if you lost the receipt, no one would be able to use your credit card number. However, recently, [...]

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