Posts Tagged ‘experian’


Credit Checks and Rentals?

I am going through a real estate office to rent an apartment that is a complex in NJ. The real estate office asked to do a credit check. My husband has fair credit and I have fair credit but with a judgement. It does show that Ive made consistant car payments and credit card payments [...]

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Why is my score "fair' and not "good'?

I understand the credit rating chart goes like this: 350-619 poor 620-659 fair 660-749 good 750-850 excellent I joined USAA’s credit monitoring, and it says my score is 663,but it still says my rating is ‘fair’. I hae tried Experian’s website but there is no place to ask this question. I have applied for a [...]

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Midland Credit Management Trouble?

I recently received a request to pay an old debt from Midland Credit Management. After seeing them all over Yahoo! Answers and Rip-Off Report.com, I was wise to this scam, so I sent this validation letter: ***** To Whom It May Concern: This letter is being sent to you in response to a notice sent [...]

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i recently recieved a letter of adverse action… denying me credit… i know that the fair creidt reporting?

act entitles me to see a copy of my report for free after this happens, so i went to experian.com/reportaccess and it told me that i needed to either ubtain by mail or phone, when i tried to call it told me that i needed to obtain by mail… it asked me security questions, like… [...]

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Credit Score?

I got my credit report yesterday from Experian and decided to pay extra for the Vantagescore/Fico score, the page came back "were sorry we cant generate your Vantagescore because there are no credit accounts on file, Im 41 and have had accounts before this but none at this time, so is my credit score 000 [...]

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