What would be my min. down payment for a car? Fair credit score.?

Posts Tagged ‘experian’

What would be my min. down payment for a car? Fair credit score.?

By Author on Wednesday, September 7th, 2011 | 6 Comments

I have a fair credit score and will be in need of a new car very soon. I know that I need to pay the highest down payment possible, but I want to know an estimate on what my minimum down payment would be. My credit score through Experian in 638. I am looking for [...]

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency?

By Author on Sunday, August 28th, 2011 | 4 Comments

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency after just 60 days and for the Collection Agency to report it as a collection action to the credit reporting agencies? It appears as an adverse action even if all payments were made on schedule. It doesn’t [...]

Fair credit (student) + Good credit (cosigner)?

By Author on Sunday, August 7th, 2011 | 1 Comment

I’m looking into private loans and I have about a fair credit score (640-662). I estimate that my mom has good credit (high 600 to low 700) since the last time I checked (about 6 months ago) she had a 0 collection which we paid. Neither of us has ever had a late payment. I [...]

Credit Rating and Credit Cards What Should I Apply For

By Author on Wednesday, January 12th, 2011 | 1 Comment

I’m online right now looking to apply for a credit card. My credit score on Experian is 688 and 704 with the other two companies. 700 seems to be the tipping point between "Fair" and "Good" credit. Should I apply for cards that are for people 700 or for cards for people with 650-700? Would [...]

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

By Author on Friday, September 24th, 2010 | 4 Comments

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

Credit Cards For Fair Credit

Posts Tagged ‘experian’