Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

Posts Tagged ‘Equifax’

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

By Author on Friday, September 24th, 2010 | 4 Comments

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

Midland Credit Management Trouble?

By Author on Saturday, September 18th, 2010 | 2 Comments

I recently received a request to pay an old debt from Midland Credit Management. After seeing them all over Yahoo! Answers and Rip-Off Report.com, I was wise to this scam, so I sent this validation letter: ***** To Whom It May Concern: This letter is being sent to you in response to a notice sent [...]

What does my FICO score mean? Will I be able to qualify for a home loan?

By Author on Thursday, September 9th, 2010 | 2 Comments

I just checked my credit score. According to Equifax, my FICO score is 678. I’m a little confused about what that means, though. On the main page of the Equilfax report, when it displayed on my monitor, it said my score fell in the "Good" range (but not "Very Good" or "Great"). A "Good" score [...]

Getting Mortage Based Entirely on FICO Score?

By Author on Sunday, September 5th, 2010 | 11 Comments

I’m self-employed and I have an exceptional credit rating: Equifax FICO is 802 and TransUnion is 789……Does anyone know if I can get a fixed mortage for, say 100K, based entirely on my credit score? Related Credit Card Sites TransUnion Report Shows Improvement in Bad Credit Auto Loans | Auto Credit Express Auto Loan Blog [...]

Capital One declined my credit card application even though i have good credit?

By Author on Tuesday, August 31st, 2010 | 6 Comments

I was so annoyed that I went and checked my scores and they are TransUnion 705 Experian 724 Equifax 720 Aren’t these scores good enough to get a card? BTW, do you know my the Transunion is so much lower than the other? Related Credit Card Sites Rep. Gutierrez aims at Pritzkers’ TransUnion | Chicago [...]

Credit Cards For Fair Credit

Posts Tagged ‘Equifax’