My credit card payment is going to be 30 days late, how will it affect my credit score?

Posts Tagged ‘emergencies’

My credit card payment is going to be 30 days late, how will it affect my credit score?

By Author on Sunday, September 4th, 2011 | 4 Comments

I have had this card (Chase) for six months. I also have a Capital One and I am making monthly payments on my student loan. I turned 18 last june and have a full time job. I have been making my payments in full and on time. And I went from having no credit to [...]

Should I start saving money for emergencies or pay off credit cards?

By Author on Friday, June 17th, 2011 | 2 Comments

I have several credit cards(the majority maxed) but hardly any savings. I’ve been trying to pay on my credit cards but the minimum payment on some are between -. Should i start trying to save the minimum payments in my savings until i have a enough for emergencies or should i try and keep paying [...]

How do I get a secured credit card while living on SSI disability?

By Author on Thursday, March 24th, 2011 | 4 Comments

I’ve been thinking about getting a secured credit card because I know it’s already a must-have for emergencies or when short on cash. So I get SSI disability checks for almost twenty years, and wondered if it’s possible for me to get a secured credit card. I need to do that in order to establish [...]

How can I close a new credit card without effecting my credit?

By Author on Monday, January 17th, 2011 | 9 Comments

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club. I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I want to [...]

Is having a lot of credit cards, but only using them sparingly, bad for your credit?

By Author on Tuesday, December 7th, 2010 | 4 Comments

I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want? Related Credit Card Sites Credit Scorecards and Why Your Credit Score May [...]

Credit Cards For Fair Credit

Posts Tagged ‘emergencies’