Credit Cards For Fair Credit » Eliminate Debt http://credit-cards-for-fair-credit.com Credit Cards For Fair Credit Thu, 24 May 2012 10:56:41 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Is it possible to get an unsecured credit card after only being an authorized user on someone elses card? http://credit-cards-for-fair-credit.com/6641/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card-2/ http://credit-cards-for-fair-credit.com/6641/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card-2/#comments Sat, 18 Sep 2010 02:24:24 +0000 Author

Is it possible to get an unsecured credit card after only being an authorized user on someone elses credit card for a few months?


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]]> http://credit-cards-for-fair-credit.com/6641/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card-2/feed/ 6 Guide to eliminate credit card debt http://credit-cards-for-fair-credit.com/5877/guide-to-eliminate-credit-card-debt/ http://credit-cards-for-fair-credit.com/5877/guide-to-eliminate-credit-card-debt/#comments Fri, 03 Sep 2010 06:54:03 +0000 Author Do you have credit card debt? I bet that most of your credit card debt is bad debt right? If you are wondering what bad debt is it’s just debt that has not made you any cash . Good credit card debt is credit that was utilized for school, increasing value of your home, building a business, and things like that. But since you probably didn’t spend your credit wisely I am going to assist you eliminate your credit card debt once and for all.

The first thing you must do is quit using your credit cards. This is the most important because if you continue to utilize the things that got you where you are then you will never get anywhere. After you’ve stopped utilizing your credit cards you have to do a debt consolidation. The reason you have to do a debt consolidation is because it’ll make things lots easier and less expensive if you’ve got all your credit card balances combined into one . The reason this is cheaper is because you won’t have to pay all those small fees for every balance.

Most people think when they do a debt consolidation they have to utilize debt consolidation programs, but that is not the case. When doing a debt consolidation if you understand how they run and how to go about it then do it on your own .  Lots of individuals believe they understand what they are doing, but it takes some knowledge of debt and the consolidation practice to be able to successfully complete a debt consolidation.

Make sure that you know one thing regarding doing a debt consolidation, once you have the debt consolidation done it’s time for the tough part to begin , you need to pay the loan off as quickly as possible. The toughest part is always paying things off , so take what you have learned and find ways to make some cash and save some money and you will be much better off.


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]]> http://credit-cards-for-fair-credit.com/5877/guide-to-eliminate-credit-card-debt/feed/ 0 What is the best balance transfer credit card for a $1300 balance??? http://credit-cards-for-fair-credit.com/5683/what-is-the-best-balance-transfer-credit-card-for-a-1300-balance/ http://credit-cards-for-fair-credit.com/5683/what-is-the-best-balance-transfer-credit-card-for-a-1300-balance/#comments Mon, 30 Aug 2010 13:45:52 +0000 Author

I want to transfer the balances of two credit cards to one balance transfer credit card with a low APR... One of my cards is maxed out (0). Problem is I had to quit my job to give birth to my second child so I am unemployed, eighteen years old and i just started my credit history.. I need to clear my balance the best way possible what card do you think I would qualify for?? HELP I need financial advice!!


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]]> http://credit-cards-for-fair-credit.com/5683/what-is-the-best-balance-transfer-credit-card-for-a-1300-balance/feed/ 1 Multiple credit card balance transfers OK? http://credit-cards-for-fair-credit.com/5213/multiple-credit-card-balance-transfers-ok/ http://credit-cards-for-fair-credit.com/5213/multiple-credit-card-balance-transfers-ok/#comments Fri, 20 Aug 2010 20:55:03 +0000 Author

If someone has a credit card balance (a few thousand) and they transfer it to another low-interest credit card, making all minimum payments needed, and then they transfer the balance AGAIN after that new low introductory rate expires (say in 6 months), would this be considered a good strategy for dealing with credit card debt, if you dealing with a modest income and are struggling to make ends meet?

Besides the disadvantage of not being able to pay down much of the principal amount on the balance, would there be any disadvantage to doing this? Is it a good strategy? Or does it hurt your overall credit?

Thanks...


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]]> http://credit-cards-for-fair-credit.com/5213/multiple-credit-card-balance-transfers-ok/feed/ 2 What's a good credit card to apply for to rollover debt? http://credit-cards-for-fair-credit.com/4147/whats-a-good-credit-card-to-apply-for-to-rollover-debt/ http://credit-cards-for-fair-credit.com/4147/whats-a-good-credit-card-to-apply-for-to-rollover-debt/#comments Fri, 30 Jul 2010 21:38:31 +0000 Author

I need to pay off my credit card, but I don't want to keep paying exorbitant amounts of interest anymore.

Does anyone know of a credit card company that has cards that are easy to get and have more than a 00 limit, because my debt is over 6k.

Any advice on this matter would be much appreciated.


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]]> http://credit-cards-for-fair-credit.com/4147/whats-a-good-credit-card-to-apply-for-to-rollover-debt/feed/ 2 how to change the secured credit card to unsecured credit card? http://credit-cards-for-fair-credit.com/3347/how-to-change-the-secured-credit-card-to-unsecured-credit-card/ http://credit-cards-for-fair-credit.com/3347/how-to-change-the-secured-credit-card-to-unsecured-credit-card/#comments Thu, 15 Jul 2010 02:26:05 +0000 Author

I have a secured credit card with Bank of America , I would like to draw the deposit and get the account to unsecured credit card instead what shall I do?tnkx
1- I have build a good credit score
2- I already obtained a credit card
3- I just want to draw the deposit


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]]> http://credit-cards-for-fair-credit.com/3347/how-to-change-the-secured-credit-card-to-unsecured-credit-card/feed/ 1 In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt? http://credit-cards-for-fair-credit.com/3125/in-oklahoma-if-you-file-chapter-7-bancruptcy-do-you-get-to-write-off-all-of-your-unsecured-credit-card-debt/ http://credit-cards-for-fair-credit.com/3125/in-oklahoma-if-you-file-chapter-7-bancruptcy-do-you-get-to-write-off-all-of-your-unsecured-credit-card-debt/#comments Sun, 11 Jul 2010 02:29:01 +0000 Author

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt? How does it work; I lost my job and cannot make those payments the only thing i can pay is my house payment; any help would be appreciated i know every state is different; thanks
Lets say I have 15k in equity in my house what does the judge do with that; do they put a lien on it; how does all of that work


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]]> http://credit-cards-for-fair-credit.com/3125/in-oklahoma-if-you-file-chapter-7-bancruptcy-do-you-get-to-write-off-all-of-your-unsecured-credit-card-debt/feed/ 2 Is it possible to get an unsecured credit card after only being an authorized user on someone elses card? http://credit-cards-for-fair-credit.com/3069/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card/ http://credit-cards-for-fair-credit.com/3069/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card/#comments Sat, 10 Jul 2010 00:01:42 +0000 Author

Is it possible to get an unsecured credit card after only being an authorized user on someone elses credit card for a few months?


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]]> http://credit-cards-for-fair-credit.com/3069/is-it-possible-to-get-an-unsecured-credit-card-after-only-being-an-authorized-user-on-someone-elses-card/feed/ 3 How many of you had your visa card, home improvement cards? http://credit-cards-for-fair-credit.com/2863/how-many-of-you-had-your-visa-card-home-improvement-cards/ http://credit-cards-for-fair-credit.com/2863/how-many-of-you-had-your-visa-card-home-improvement-cards/#comments Tue, 06 Jul 2010 00:00:49 +0000 Author

rates double in the last couple of months. I do not have visa, master cards, no charge cards, daughter and son in law does....couple of friends, the rates doubled...if your credit card interest rates doubled what are you going to do? My daughter complained to the bank, they dropped the rates she can no longer use the card which is great, but some friends claimed theirs went to 32% OUCH.


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]]> http://credit-cards-for-fair-credit.com/2863/how-many-of-you-had-your-visa-card-home-improvement-cards/feed/ 3 Best credit cards for foreign currency purchases? http://credit-cards-for-fair-credit.com/2355/best-credit-cards-for-foreign-currency-purchases/ http://credit-cards-for-fair-credit.com/2355/best-credit-cards-for-foreign-currency-purchases/#comments Sat, 26 Jun 2010 02:24:12 +0000 Author

It used to be a good deal to use a credit card to make purchases overseas because they gave a current (and fair) exhange rate. However, I was surprised to recently find out that my credit card issuer (Chase) charged me a 3% service fee on all foreign currency transactions.

Is this now a convention among credit card companies? Or are there better credit cards out there for foreign currency purchases?

Thanks.


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