Credit Cards For Fair Credit

I don't understand some people on here. People whine about bill collectors and about their bad credit and how it is everyone fault but their own. They complain about being turnd down for a loan because of their bad credit etc.

Why not just make payments like you are supposed to so you do have problems.

I don't understand why these people that are in so much debt want loans and credit cards to go deeper in to debt?

Can anyone answer?????

I think even Studly would agree with me here.
To China Doll-

When I was younger I was there. But I took care of my responsibilities before I tried to get more credit and loans.

I paid my dues.
All I am saying herer is that people should pay off ther existing bad debt before trying to get more.

I am not judging anyone, just asking what is going through someone head when they say "I need another bill, another loan, another credit card and I can even pay the ones I have now"{ DUH!!

To improve your credit you must first take care of delinquent accounts. If there are still unpaid collections on your file, getting a new loan or another credit card will not help.

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written by Author \\ tags: Bad Credit, Bad Debt, bill collectors, china doll, collections, Credit Card, credit cards, Credit Loans, debt collectors, Debt Loans, delinquent accounts, duh, Finance, Free Babies, herer, Improve Credit, Jack Herer, Kitty, loans, Many People, Marijuana Market, Medical Marijuana, whine

officer contacted me saying that i needed to get some of the stuff on my husband's credit report cleared up. the lady isn't in the office right now and i'd like to know if you need EVERYTHING in your credit history to be paid off before you can be approved for a loan?!?! his accounts that have been put in collection total less than 2000. does the loan officer lady really want us to pay that stuff off? those delinquent accounts were opened up by my husband's mom wayyy back in 1999.

please let me know what you think.

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officer contacted me saying that i needed to get some of the stuff on my husband's credit report cleared up. the lady isn't in the office right now and i'd like to know if you need EVERYTHING in your credit history to be paid off before you can be approved for a loan?!?! his accounts that have been put in collection total less than 2000. does the loan officer lady really want us to pay that stuff off? those delinquent accounts were opened up by my husband's mom wayyy back in 1999.

please let me know what you think.

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written by Author \\ tags: Auto Insurance Brokers, Credit Auto, Credit Card, credit history, Credit Report, delinquent accounts, fico, Financial News, good credit, Home Loan, Insurance, loan officer, loan officers, Mobile Home Loan, mom, News Video, Stuff

officer contacted me saying that i needed to get some of the stuff on my husband's credit report cleared up. the lady isn't in the office right now and i'd like to know if you need EVERYTHING in your credit history to be paid off before you can be approved for a loan?!?! his accounts that have been put in collection total less than 2000. does the loan officer lady really want us to pay that stuff off? those delinquent accounts were opened up by my husband's mom wayyy back in 1999.

please let me know what you think.

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My credit is fair, no late charges no delinquent accounts, but the score is between 600 and 610. Also, which banks use trans-union to run credit reports and make approval desicions?

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written by Author \\ tags: Bad Credit, Banks, Blog, Cards Credit, Credit Approval, Credit Card, credit cards, credit reports, delinquent accounts, Free Credit Report, Free Credit Reports, good credit, People, Receivables, score, trans union