Posts Tagged ‘debt collection agency’


My boyfriend checked his credit and a Discover card debt is scheduled to come off his report in May 2009…?

Should he just leave it be, or try to pay on it? I don’t really understand–When it comes off, only Discover card will know about it for future credit requests? Also, it had been sold to a collections agency at some point, but both places where the Discover-related debt is reported say it’s coming off [...]

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What constitutes harassment under the Fair Debt Collection Act? How often can credit cards call you a day?

I am being driven crazy by calls from one particular creditor – and I’m only 10 days late w/ my payment!! Help? Is there something that I can do? I live in New York. This is a first party credit card, not a collections agency. thanks! Related Credit Card Sites Equifax missing details? [debt collection [...]

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Is Outsourcing To Debt Collection Agency A Superior Choice For Your Small Business?

Are you a small business that has mounting unpaid invoices? Do you not have adequate staff to make collection calls? It may make sense to hire a debt collection agency. For a very reasonable fee, they can collect your bad debts and prop up your finances. Small and home-based businesses have to face the daunting [...]

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Is it to my advantage to pay a collection agencies on a debt that a credit card charges it off as bad debt?

I ignored a huge balance on a credit card and finally decided to face the music by checking out my credit report. It showed that the debt was "charged off as bad debt" and it’s listed two other times by two seperate collection agencies on my credit report. I’m confused on how I should proceed [...]

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