What violations of the fair credit reporting act are occuring when a collection agency reports false info?

Posts Tagged ‘damages’

What violations of the fair credit reporting act are occuring when a collection agency reports false info?

By Author on Sunday, December 5th, 2010 | 4 Comments

For the past 4 years a collection agency has been placing an account on my file that is not mine. I asked them to remove it and the "supervisor" I spoke with got a very nasty attitude with me and hung up. When I called back I heard her yelling obscenities about me to the [...]

Resort placed an unauthorized charge on my credit card. What can I do?

By Author on Sunday, August 29th, 2010 | 4 Comments

I recently stayed at a resort for a wedding. During our stay, a neighbor called to complain about noise. When I checked out, the manager on duty told me that I was being charged for the neighbor’s room because they complained and the resort had comped their room. I did not agree to this charge [...]

Has anyone successfully sued any credit reporting agency?

By Author on Friday, July 30th, 2010 | 4 Comments

On three occaisions, Equifax "verified" inaccurate information in my credit report in violation of the fair credit reporting act. I am ready to hire a lawyer and sue for seven hundred and fifty thousand dollars for defamation and damages for emotional distress. And I was denied credit as a result of their inaccurate reporting. Have [...]

I have fair credit and a lot of debt and need a personal loan?

By Author on Saturday, May 29th, 2010 | 2 Comments

My renters trashed my house and I need a loan to fix the damages to get it up to speed to rent it out again. I need to borrow at least 7500 and I’ve tried my credit union and was even turned down my citi financial. I make 40.000 on paper, but with under the [...]

According to the Fair Credit Reporting Act, is there a grace period before agencies can report missed payments

By Author on Friday, May 14th, 2010 | 2 Comments

What is considered unfair reporting. My child support reporting agency is reporting late payments each month to the credit agencies even though direct deposit are made on each payday. It take the support agency 7 to 14 days to post to my account, thus making it late each month. So, are they unfairly reporting the [...]

Credit Cards For Fair Credit

Posts Tagged ‘damages’