How do I wipe out charge offs for unsecured credit after 7 years?

Posts Tagged ‘Creditors’

How do I wipe out charge offs for unsecured credit after 7 years?

By Author on Friday, September 9th, 2011 | 3 Comments

Under the Fair Credit Act, after 7 years, unsecured charge offs drops from your credit. However, I feel like creditors are working hard to reset my 7 year clock so that they can still collect. Related Credit Card Sites

Should I pay off my credit card balance in full prior to applying for a new credit card?

By Author on Saturday, July 23rd, 2011 | 1 Comment

I have one credit card with a 0 CL and 0 balance. I’m looking to get another credit card as I have very little credit. Should I pay off my current credit card prior to applying for a second card Do creditors even look at this or do they mainly look at your credit score? [...]

What will happen when I don't use certain credit cards often enough?

By Author on Saturday, June 11th, 2011 | 5 Comments

I have quite few credit cards that I haven’t used for a couple of years, some of them maybe longer than that, but creditors still send me new cards after old ones expired. My question is what will happen if I don’t use these cards anymore, should I call them up to close thees accounts [...]

Why do people with such bad credit never get a fair break?

By Author on Thursday, June 9th, 2011 | 13 Comments

Creditors keep punishing you for mistakes you made when you were a young adult. I can’t even get a department store account. Related Credit Card Sites

What to do about credit cards I got when I was 16, and how to pay them off to better my credit card score?

By Author on Sunday, May 22nd, 2011 | 6 Comments

When I was 16, I was a foolish kid and got tons of credit cards that I never paid off. Now that I am 20, and have a real job and am trying to get a house, I see that severly affected me. I ran a credit report on myself today, and my credit score [...]

Credit Cards For Fair Credit

Posts Tagged ‘Creditors’