Auto financing offer from credit card company -?

Posts Tagged ‘Credit Reporting’

Auto financing offer from credit card company -?

By Author on Sunday, July 4th, 2010 | 2 Comments

I have been working on improving my credit score, and have improved it by over 50 points. my current car loan was made with high interest rate (16) and i still have about 7-8,000 to pay on it. would it make more sense to take the credit card offer, and trade in my car? Or [...]

How will an increase in salary affect my credit score?

By Author on Sunday, July 4th, 2010 | 4 Comments

I understand that credit score isn’t necessarily based on income but here’s my situation. I have about 16,000 in revolving debt with a 600 credit score. My yearly income has recently increased 10 fold which obviously improves my debt to income ratio. How long after this increase should I see improvements in my credit score [...]

Which is better, a secured credit card or an unsecured card with excessive fees?

By Author on Wednesday, June 16th, 2010 | 3 Comments

I am trying to repair credit. I have enough money to establish a secure credit card without impacting my budget too much. I can also qualify (barely) for an unsecured card with excessive fees (billed to my available credit upon issue). So, I guess my question is…is there any difference in credit reporting between the [...]

Only 1 credit agency is reporting a score for me, how do I get the others to report a score for me?

By Author on Saturday, June 5th, 2010 | 1 Comment

I have an excellent credit score @ 774, but only Experian is reporting a score for me. How do I get Equifax and Trans Union to report also? Related Credit Card Sites TransUnion Report Good News for Bad Credit Car Loans | Auto Credit Express Auto Loan Blog TransUnion Sees More People Paying Plastic Before [...]

Fair Credit Reporting by debtor once debt is paid off?

By Author on Wednesday, May 26th, 2010 | 3 Comments

I have come to an agreement of a settlement with a company I owe money to, not for full amount. They want to say on my credit report once I pay them the settled amout: "Paid in full, but did not pay full amount". Is this legal? This is like they get paid AND they [...]

Credit Cards For Fair Credit

Posts Tagged ‘Credit Reporting’