Posts Tagged ‘Credit Reporting Agency’


I reported my credit card for fraud, and the bank put a derogatory mark on my credit report. Is that correct?

I got a letter from a company their credit card database had been accessed illegally and that the credit card I used may be at risk for fraud. They recommended that I contact my bank to cancel the card I used to purchase one of their products online. I called my bank immediately and had [...]

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How do I take this off my creidt report?

I have a ding on my credit report from ballys fitness. I cancled my membership because I moved over 30 miles from the nearest club. So there contract states that I can cancel with no fees. So almost a year later I recieve to dings on my credit report for one in the amount of [...]

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Has anyone successfully sued any credit reporting agency?

On three occaisions, Equifax "verified" inaccurate information in my credit report in violation of the fair credit reporting act. I am ready to hire a lawyer and sue for seven hundred and fifty thousand dollars for defamation and damages for emotional distress. And I was denied credit as a result of their inaccurate reporting. Have [...]

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what is actual Credit?

I need help understanding credit. Are my answers correct? 1.Which of the following cards require full repayment when you receive the monthly statement? 1) Debit/Check card 2) Charge card 3) Credit card 4) Cash card 5) None of the above answer:5 2.In almost all cases, lenders will charge you for the use of credit (borrowed [...]

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Ugly Side of Credit Repair

Are you looking for ways to clean up credit report?  Maybe you have some mistakes that were added on your credit file that aren’t supposed to be there and you want to remove them. How do you do this? How do you dispute your credit report and not spend a ton of money? Here are [...]

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