question on credit score, please clarify?

Posts Tagged ‘credit reporting agencies’

question on credit score, please clarify?

By Author on Friday, July 30th, 2010 | 8 Comments

hi please help me understand how does the credit score works… i have a score of 697 and i thought its good, but it says am fair.. also,what is the highest credit score one can have …..is it 800 or 830 also, why does the credit score varies between equifax, transunion and various other credit [...]

Refund of what I paid on a credit card with fraudulent charges?

By Author on Wednesday, July 14th, 2010 | 3 Comments

I had a credit card and my identity was stolen. I filed an investigation with the credit bureaus and the credit card company sd I am not responsible for the charges/balance. I had been paying on the credit card because I wanted to protect my credit. Will I be able to get a refund for [...]

Collection agency responded to pay-to-delete letter saying it is a "violation of the Fair Credit Reporting Act?

By Author on Tuesday, July 6th, 2010 | 5 Comments

? I know it isn’t….but is there anything I can print out, like a claus from the Fair Credit Reporting Act that states it is within their rights to delete it, and NOT a violation? This is what there response was, word for word: "Dear Mr. X, I am returning you letter and offer for [...]

What is the online address for the free credit report w/ free fico score I saw on TV?

By Author on Tuesday, June 22nd, 2010 | 8 Comments

I saw a commercial on tv today that offered a free fico score with your free credit report. Usually you have to pay extra to see your FICO score so I was interested. It was from Experian or Equifax but I can’t remember which now. The address was something along the lines of www.(experian or [...]

Get Pre-Qualified for a Car Loan

By Author on Saturday, May 29th, 2010 | No Comments

Prior to you take that initial stride into that car dealership showroom, you should get pre-approved for that financing up front. There are various benefits to getting your financing taken care of beforehand. By far the biggest being the tremendous savings you will note both on the acquisition price you pay for the vehicle along [...]

Credit Cards For Fair Credit

Posts Tagged ‘credit reporting agencies’