Collection agency responded to pay-to-delete letter saying it is a "violation of the Fair Credit Reporting Act?

Posts Tagged ‘credit reporting agencies’

Collection agency responded to pay-to-delete letter saying it is a "violation of the Fair Credit Reporting Act?

By Author on Sunday, September 11th, 2011 | 5 Comments

? I know it isn’t….but is there anything I can print out, like a claus from the Fair Credit Reporting Act that states it is within their rights to delete it, and NOT a violation? This is what there response was, word for word: "Dear Mr. X, I am returning you letter and offer for [...]

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency?

By Author on Sunday, August 28th, 2011 | 4 Comments

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency after just 60 days and for the Collection Agency to report it as a collection action to the credit reporting agencies? It appears as an adverse action even if all payments were made on schedule. It doesn’t [...]

How Credit Dispute Letters Work

By Author on Friday, October 8th, 2010 | No Comments

It is really important to write and send your credit dispute letters correctly . If you do this incorrectly you are wasting your time and money. This is where credit repair services capitalize. They are like any business and there is nothing wrong with what they do. They capitalize on the ignorance of the public. [...]

Do lenders and dealers check your fico score or do they just purchase an estimate credit score?

By Author on Saturday, August 14th, 2010 | 2 Comments

Do lenders and dealers actually purchase your fico score or do they just buy your credit scores from the credit reporting agencies? Related Credit Card Sites Essential Credit Score Information for Real Estate Investment | Real Estate Realtors 411 Why do the 3 major credit reporting agencies all charge to find out your FICO score [...]

Experian Credit Report?

By Author on Saturday, July 31st, 2010 | 6 Comments

ok i just turned 18 yrs old and i had a debt about a cell phone that i owned but once i turned 18 i paid it off.. but why does it say it’ll remain under my creit for seven years,,, experian says: Credit reporting agencies like Experian are governed by the federal Fair Credit [...]

Credit Cards For Fair Credit

Posts Tagged ‘credit reporting agencies’