Am I able to remove joint credit cards from my credit report if I had no access to them?

Posts Tagged ‘Credit Report’

Am I able to remove joint credit cards from my credit report if I had no access to them?

By Author on Tuesday, September 13th, 2011 | 2 Comments

My mom has two joint credit cards with me that I never had access to. They are on my credit report, and together they have a ,000+ balance. I fear that she might file for bankruptcy in the upcoming months. Am I able to request that those cards be taken off my report? Do I [...]

My credit is fair 625+, Now I have a problem..please advise.?

By Author on Sunday, September 11th, 2011 | 10 Comments

I screwed a cell phone company for 6. What effect will this have on my credit report, Is it real bad? Cant be as bad as a credit card charge off. Related Credit Card Sites

Collection agency responded to pay-to-delete letter saying it is a "violation of the Fair Credit Reporting Act?

By Author on Sunday, September 11th, 2011 | 5 Comments

? I know it isn’t….but is there anything I can print out, like a claus from the Fair Credit Reporting Act that states it is within their rights to delete it, and NOT a violation? This is what there response was, word for word: "Dear Mr. X, I am returning you letter and offer for [...]

When is my credit going to go up after paying off credit cards?

By Author on Wednesday, August 31st, 2011 | 3 Comments

is there a sequence time when your credit report changes? I pay off 3 credit cards a month ago and still has not change my score. The three credit cards still open. Related Credit Card Sites

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency?

By Author on Sunday, August 28th, 2011 | 4 Comments

Is it proper under the Fair Credit Reporting Act for hospitals to give debt to a collection agency after just 60 days and for the Collection Agency to report it as a collection action to the credit reporting agencies? It appears as an adverse action even if all payments were made on schedule. It doesn’t [...]

Credit Cards For Fair Credit

Posts Tagged ‘Credit Report’