I need/want a credit card to repair my credit but im not sure where to go so im not screwed over and have to pay a high intrest..
Many have authorized user, will this affect both credit score users?
Little investment it needed to set up a new credit repair business - some know-how regarding credit scores, a minimum cash investment for basic supplies like stationery, business cards, and office supplies, a working phone line, and a lot of ambition and patience!
Time and patience are truly the most significant elements for this business. When credit improvement is your goal it's really your time you are selling, rather than your expertise, since the credit repair process is one that can be learned by just about anybody. But it takes a lot of time and a great deal of patience, and as everyone's time is limited, a lot of people just can't set aside the time to learn about or to complete the process.
This is why it's always a good idea to keep up to date about technological advances in the modern credit repair business. Using state-of-the-art software, you'll be able to improve your clients credit score! In time, you will be able to do a lot more, and to do it better, and do it faster and better.
Make sure from the very start that you network with others that can help you in your business. As a comprehensive credit repair business, you can do a great more than just repair credit! The reputation and success of your business, often depends on the degree you are able to diversify. For example, you might offer debt counseling, debt settlement, and loan modification. You can always use outsourcing for these services.
Operating your credit repair business can be exceptionally satisfying, both in terms of profit and emotional satisfaction. People everywhere are in need of help with their credit. In the US about one out of every 3 - 4 citizens have bad credit: that's 80 - 100 MILLION people. In spite of the state of the economy, there will always be a need for credit repair professionals.
How far you want your business to grow is completely in your hands. If a little extra spending cash is what you're after, operating in your spare time and/or on weekends. However, if you want it to become your primary source of income, you need to become a "debt problem solver."
Keep in mind - anyone (including your clients) can easily learn how to repair their credit score on their own. They do not necessarily need you for this particular task. But they seek help expecting that you can solve all of their money problems.
They come to you for ... in a word ... solutions! The better you can provide that, the more successful your credit repair business will become. You'll be making the "Big Bucks" - IF you're able to provide the solutions to your clients problems through legal means!
Many people are so desperate they will look for any way out that becomes available to them. If they are so desperate as to lose patience with legal methods, they may feel driven to hire the services of fraudulent "professionals", who employ illegal tactics.
By operating within the law, you achieve two worthwhile goals! First, you offer hope to the indebted and desperate people who seek your help to repair their credit scores. Secondly, you dissuade scam companies from preying on the public.
What could be better! It will not only improve your status, it will improve your own financial standing!
I don't have a credit card, do I still have a credit score? And how can I find out if I have bad credit. I have only had bank cards before, but I am unsure of my credit score.
I get at least one credit card offer a day and I'm tired of throwing them away as well as identity fraud.
