If my credit rating is “Fair,” will I be able to rent?

Posts Tagged ‘credit rating’

If my credit rating is “Fair,” will I be able to rent?

By Author on Monday, September 12th, 2011 | 2 Comments

I am looking at renting a room in an apartment (just a very average place…nothing fancy or luxurious)…the landlord runs a background check (presumably to see if you are ok with your money situation). Well, I just checked my credit rating, and it’s "Fair." Does this mean most landlords won’t rent to me? Any ideas? [...]

I have 4 credit cards equaling $15000 and my credit isn't the best. What is the best way to consildate?

By Author on Saturday, September 10th, 2011 | 3 Comments

I have tried to go with other credit cards with 0% APR or lower interest rates on balance transfers, but with my credit rating, I cant get accepted with a high enough balance. I make decent enough money to keep paying these, but Im getting married in a month and I need to start lowering [...]

Can I cancel a credit card without damage to my credit score?

By Author on Thursday, July 21st, 2011 | 3 Comments

I have an extra credit card I don’t use, and I would like to cancel it. It’s all paid up, and I have no outstanding balances. But I’ve heard that cancelling a credit card can damage your credit rating. Is that true? Related Credit Card Sites

How much will closing a credit card account affect my credit rating?

By Author on Wednesday, June 22nd, 2011 | 3 Comments

Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank [...]

My credit card company changed its terms and is asking of I accept the new terms?

By Author on Thursday, May 5th, 2011 | 4 Comments

This term change is after several years, and it was a reputable credit card company. If I don’t agree to the new (worse) terms, they will cancel my card, and I’ll have to pay the remaining balance. Would this hurt my credit rating if I don’t accept the new terms, let them cancel my card [...]

Credit Cards For Fair Credit

Posts Tagged ‘credit rating’