What do you think is the level of responsibility that Credit Card companies have in regards to consumer debt?

Posts Tagged ‘consumer debt’

What do you think is the level of responsibility that Credit Card companies have in regards to consumer debt?

By Author on Tuesday, September 21st, 2010 | 10 Comments

What I mean is, there is an obvious problem of people using their credit cards to levels way beyond their means. I blame credit card companies/banks for making these higher levels of credit too readily available, and for having such highly jacked up interest rates that are way beyond fair. I also blame people who [...]

Can I send written notice directly to credit companies to stop calling or does it have to be to the collection?

By Author on Monday, July 12th, 2010 | 2 Comments

Do I have to wait for letters from collection agencies or can I send notice directly to the credit card companies under the fair debt collection practices act to have them stop calling and harassing? Related Credit Card Sites Consumer Rights and The Fair Debt Collection Practices Act | Debt Collection Harassment Lawyers and the [...]

How to Send Money to India

By Author on Saturday, July 10th, 2010 | No Comments

With a population of over 1 billion, India is an perfect environment for finance, with cutting edge technology leading the Indian financial scene into the future. India has over 32-thousand ATMs as of December 31, 2007, but an increasing number of customers are finding that the need to visit a bank branch or ATM location [...]

Be Responsible About Choosing A Debt Consolidation Company

By Author on Thursday, May 20th, 2010 | No Comments

When you have got yourself into a bad situation don’t be fooled by the advertising that hold up seemingly government-backed national credit card bailout programs . To begin with, there are not U.S. government consumer debt bailout program . This type of marketing is used to lure in unsuspecting people. We have all seen the [...]

Grad student – am I a good candidate for a mortgage?

By Author on Saturday, May 15th, 2010 | 4 Comments

I am 23, turning 24 this year. I am a PhD graduate student and will be for another 3-4 years. I am paid a stipend of k/yr and my tuition and health insurance is covered as long as I’m in school. My FICO is 760. I have k in student loans from undergrad that are [...]

Credit Cards For Fair Credit

Posts Tagged ‘consumer debt’